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Meet The Cowboys
Dave & Tanner

The FinTech Cowboys, 5th generation bankers, ranchers, and father-son duo who teamed together to build FedFis. Dave & Tanner’s background is a veritable history of FinTech, banking, and data. They use their experience and influence to bring data insights via live conversations with industry experts, democratizing fact and filtering through bullshit.

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Latest Episodes

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FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined by Kalpesh Kapadia, Founder & CEO at Deserve.

Topics we cover:
🌳 Kalpesh's background and how that led to Deserve
✅ Credit: solving the problem of no credit
💳 The future cards: plastic vs digital
💰 Digital to reduce fraud risk
🏁 Community Banks approaching credit card programs
🍎 Apple's impact on payments & digital transformation and what that means for us

Connect with Kalpesh on LinkedIn: https://www.linkedin.com/in/kalpesh-kapadia-a074147/
Deserve: https://www.deserve.com/

www.fintechcowboys.com

Kalpesh Kapadia | Founder & CEO | Deserve - Ridin With The FinTech Cowboys

FinTech | Banking | Data

In this mini clip with Jordan Wright, Co-Founder & CEO of Atomic Financial we discuss embedded finance and how that is the next evolution of commercial banking either directly or indirectly.

Connect with Jordan on LinkedIn: https://www.linkedin.com/in/wrightjordan/
Atomic Financial: https://atomic.financial/

www.fintechcowboys.com

Jordan Wright Mini Clip

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined by Jordan Wright, Co-Founder & CEO of Atomic Financial.

Some key topics we cover:

🏦 Being an aggressive bank vs. a passive bank
🔄 Incentivizing consumers to switch and how to make it easy
🔍 Reviewing the CFPB release to identify business opportunities
🛠️ Are FinTechs prepared for Rule 1033?
🌍 The next evolution of commercial banking

Connect with Jordan on LinkedIn: https://www.linkedin.com/in/wrightjordan/
Atomic Financial: https://atomic.financial/

Jordan Wright | Co-Founder & CEO | Atomic - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined by Pete Glyman, Managing Director, Corporate Strategy at Jack Henry.

Topics we cover:
💡 Pete's insightful takeaways from Money20/20
🗝 Key highlights from the FedFis Roundup
🤝 The tight-knit community in banktech
📲 The API landscape
🏁 The race to zero interchange
💼 Point of Sale disruption
🏢 Small business banking opportunities
🛡️ Compliance as a competitive advantage

Connect with Pete on LinkedIn: https://www.linkedin.com/in/peterglyman/
Jack Henry: https://www.jackhenry.com/

Pete Glyman | Managing Director, Corporate Strategy | Jack Henry - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined by Trisha Kothari, CEO and co-founder of Unit21.

Trisha is on a mission to empower the fight against financial crimes. Her professional journey is rooted in engineering and product management, having worked at companies such as Google, LinkedIn, and Affirm. She also brings valuable experience as a former hackNY Summer Fellow and teaching assistant at the University of Pennsylvania.

Trisha's academic background includes a Bachelor of Science in Engineering from the University of Pennsylvania and an Exchange from ETH Zurich. Furthermore, she holds an International Baccalaureate in Physics, Math, and Economics from Dhirubhai Ambani International School.

Tune in as we explore a range of important topics:

⚖️ Striking the balance between security and speed
🔒 Preserving privacy while combating fraud
🛡️ The major challenges with most fraud consortiums
🔍 Moving beyond transaction analysis to identify fraud
⏰ The ambiguity of liability with real-time payments
🏛️ Safeguarding against a run on banks in open banking

Connect with Trisha on LinkedIn: https://www.linkedin.com/in/trishakothari/
Unit21: https://www.unit21.ai/

Trisha Kothari | CEO & co-founder | Unit21 - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined by David Nohe, CEO of FinGoal.

David founded FinGoal with a singular goal: to serve the financial champions who are helping regular folks take back control of their financial life.

Some key topics we cover:

💰 1033 & Open Banking - is there a silver lining?
🎯 1033's influence on marketing and customer acquisition
💡 Cracking the 1033 cheat code
🏛️ The value of being charter-centric
📈 Harnessing data for competitive advantage

Connect with David on LinkedIn: https://www.linkedin.com/in/david-nohe/
Website: https://fingoal.com/

David Nohe | CEO | FinGoal - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we're on the Ranch with CEO Sarah Fankhauser & SVP Tanna Faulkner, both of DCI, Premier Sponsor of Bankers Helping Bankers.

Connect with Sarah on LinkedIn: https://www.linkedin.com/in/sarah-fankhauser-121a517/
Connect with Tanna on LinkedIn: https://www.linkedin.com/in/tannafaulkner/
DCI: https://datacenterinc.com/

Outro Music License Code: U6LGOTAI7HPTGKVN

CEO Sarah Fankhauser & SVP Tanna Faulkner | Premier BHB Sponsor, DCI -Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined for a second time by Bryce Deeney, Co-Founder & CEO of equipifi.

Bryce is a FinTech & financial institution guru with a strong background in payment software solutions across a variety of verticals. Bryce is experienced in card issuing, acquiring, eCommerce, POS, SaaS, and mobile payments.

Some of the key topics we cover this week:

💼 Are your SMB customers becoming your next competitor?
🏦 Are BaaS banks stealing your commercial accounts?
💳 Affirm's debit card adoption and usage
🛒 What does Point of Sale mean anymore?
📊 The role of BNPL and how it's reshaping the financial landscape (ever heard of a Crebit Card?)
📈 Harnessing BNPL to retain and grow accounts and deposits
💡Partnering with the RIGHT FinTechs
💰 Navigating the great deposit transfer
🚫 The grave error lurking in our BaaS vocabulary

Missed our first conversation? No worries, you can catch it here: https://www.youtube.com/watch?v=6Xs3ZBWDsuo

Connect with Bryce on LinkedIn: https://www.linkedin.com/in/bryce-deeney-112b5839/
Equipifi: https://www.equipifi.com/

Bryce Deeney | Co-Founder & CEO | equipifi - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://fedfis.com), we are joined by Steve Robert, Co-Founder & CEO of Autobooks.

With over 20 years of leadership experience in the fintech industry, Steve is a co-founder and CEO of Autobooks, a small business payment and accounting platform integrated within a financial institution's digital banking experience. He is also an accredited investor, adviser, and board member who actively supports and mentors startups, technology, and entrepreneurship.

Steve has a consistent track record of driving increased levels of productivity, profits, and customer satisfaction, as well as designing and implementing solutions that reduce total cost of ownership and deliver strong return on investment. He is a leader with superior strategic acumen and a clear sense of purpose and urgency. He has an innate ability to rapidly assess situational challenges and implement action plans for effective, outcome-based solutions. He is passionate about helping small businesses accelerate cash flow, bundling cash & accounting into an intuitive back-office platform - while helping banks reimagine business banking, profitably, at scale!

Small businesses are the heartbeat ❤️ of our communities, and community banks are their steadfast allies. Together, they drive local economies, create jobs, and fuel growth, making them the backbone of our country's prosperity. 🌱🏙️

That's why we're excited to have Steve join us this week to share his insights 💡on gaining and retaining primacy from small business owners and independent workers. 📈💪

Connect with Steve on LinkedIn: https://www.linkedin.com/in/stevenrobert/
Autobooks: https://www.autobooks.co/

Steve Robert | Co-Founder & CEO | Autobooks - Ridin With The FinTech Cowboys

Part 2

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://fedfis.com), we are joined by Jason Mikula, Founder/Publisher of Fintech Business Weekly.

Jason is an International startup & Fortune 500 Vet - Goldman Sachs, University of Chicago, US Peace Corps. Digital banking and fintech product builder & marketer with experience in consulting, startup, mid-stage, and mature corporate environments. Jason is always up for a new challenge.

Key topics you won't want to miss:

🚀 The contrasting incentives of fintechs and banks
🌎 Opportunities that lie beyond geographic location
📊 The lowdown on what the data says about BaaS Banks
🛡️ Evolving while ensuring compliance and regulatory integrity

🔍 Every Sunday, Jason brings the heat, providing an unvarnished perspective that unveils the reality and truth behind the trends and stories in banking and fintech. Be sure to check out Fintech Business Weekly below - it's required reading. 🔥📖

Connect with Jason on LinkedIn: https://www.linkedin.com/in/jasonmikula/
Substack: https://fintechbusinessweekly.substack.com/
Fintech Business Weekly LinkedIn: https://www.linkedin.com/company/fintech-business-weekly/

Jason Mikula | Founder/Publisher | Fintech Business Weekly - Ridin With The FinTech Cowboys - Part 2

Part 1

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://fedfis.com), we are joined by Jason Mikula, Founder/Publisher of Fintech Business Weekly.

Jason is an International startup & Fortune 500 Vet - Goldman Sachs, University of Chicago, US Peace Corps. Digital banking and fintech product builder & marketer with experience in consulting, startup, mid-stage, and mature corporate environments. Jason is always up for a new challenge.

In this episode, we cover:
⭐ Your network's influence on being an Optimist or Pessimist
⭐ Regulators in the #baas landscape
⭐ The risks of geographically concentrated banking
⭐ Leveraging #baas to improve diversity, resilience, and risk management

Connect with Jason on LinkedIn: https://www.linkedin.com/in/jasonmikula/
Substack: https://fintechbusinessweekly.substack.com/
Fintech Business Weekly LinkedIn: https://www.linkedin.com/company/fintech-business-weekly/

Jason Mikula | Founder/Publisher | Fintech Business Weekly - Ridin With The FinTech Cowboys - Part 1

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://fedfis.com), we are joined by Chris Doyle, President/CEO and Member of the Board of Directors of Texas First Bank. He also serves as President and is a Member of the Board of Directors of Texas Independent Banchsares, Inc.

In May 1988, Doyle graduated with honors, Cum Laude, from Texas Tech University with a BBA in Finance. Doyle served a six-year term on the Board of Directors for the Federal Reserve Bank of Dallas beginning in 2015. He is a current Member of the Board of Directors of the Independent Bankers Association of Texas (IBAT), a member of CBANC Board in Austin, TX., a former member and past Chairman of the Southwestern Automated Clearing House Association (SWACHA), and a former Member of the Board Federal Delegate of the Independent Community Bankers of America (ICBA) – three trade associations for the banking industry. Doyle also serves on the Payments and Technology Committee for ICBA and is the Vice Chairman for IBAT.

Doyle is a true leader and is committed to his community and civic activities personally and professionally. He is a Member and past Chairman of the Salvation Army Advisory Board. Doyle is also an Eagle Scout and a former Member of the Board of
Directors of the Texas City – LaMarque Chamber of Commerce.

Doyle received the IBAT Excellence in Leadership Award in 2005, in 2006 he was named one of the Five Outstanding Young Texans by the Texas Jaycees, and in 2007 he received the Texas City – LaMarque Chamber of Commerce Citizen of the Year
Award. In 2012 he received the highest honor a civilian can receive from the Salvation Army, the Others Award. In 2017 he was inducted into the Hall of Honor by the TCISD Foundation for the future and awarded the Phoenix Award by the TC/LM Chamber
of Commerce. In 2018 he was awarded Most Admired CEO by the Houston Business Journal.

Doyle resides in Texas City with his wife, Stephanie Katherine Doyle, and their four sons, Corbin, Charles, Christopher, and Cullen. He is a member of St. Mary of the Miraculous Medal Catholic Church of Texas City.

In this episode, we cover:
💡 Developing an Innovation Plan
💡 Leaning on other bankers, associations, and 3rd parties
💡 Regulatory burden and cost of technology - is it driving bank M&A?
💡 Getting involved in FinTech Funds

Connect with Chris on LinkedIn: https://www.linkedin.com/in/chris-doyle-24821824/
Texas First Bank: https://texasfirst.bank/

Chris Doyle | President/CEO | Texas First Bank - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://fedfis.com), we are joined by Deke Alexander, a community banker with an underscore on "community."

Deke has spent his entire career in community banking and serving the community, beginning at a young age with Point Bank in Pilot Point, Texas. This experience was foundational in developing his passion for serving and eventually leading a community bank.

He has had opportunities to work with reputable mentors within the industry and be a part of exceptional teams over the years, that have all contributed to his journey and his philosophy of banking.

He has been married to his wife, Samantha Alexander, for 17 years. The couple is building on the foundation laid by both family’s generational roots in Texas banking, dating back to the 1800s.

Listen in as Deke passionately shares his wealth of knowledge and invaluable insights into how community banks not only weather the storms of a fast-paced and highly disruptive environment but also thrive and prosper.

Topics we cover:

☑ Technology and People as a Community Bank Strategy
☑ The Impact of Mentors in Leadership
☑ The Importance of the Community Bank to the Community
☑ How focusing on the Community can grow your bottom line
☑ Any size Community Bank can Transition and Scale as a Team

Connect with Deke on LinkedIn: https://www.linkedin.com/in/deke-alexander-7a99aa42/

Deke Alexander | A Community Banker - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined by Greg Ohlendorf, President & CEO of First Community Bank and Trust.

Exemplifying an impressive showcase of loyalty, Greg has dedicated his entire 38-year career to First Community Bank and Trust. Under his visionary leadership, his team has successfully established 18 FinTech relationships (as of this posting) - a testament to his forward-thinking approach and the bank's commitment to staying relevant and competitive in a hyper-changing community bank space. Greg's proactive stance in addressing even the most intricate challenges is evident, as they leverage partnerships with FinTechs and 3rd parties to convert obstacles into opportunities that amplify operational efficiency and elevate the customer experience.

In this episode we cover:
🔥 Leveraging niche FinTechs and 3rd party relationships to solve small cumulative challenges
🔥 The Interagency Guidance On Third-Party Relationships: Risk Management - a roadmap and framework to help you get started
🔥 Integrating 3rd parties - challenges, changes and trends
🔥 Analyzing trends in data and skating where the puck is going to be
🔥 Opening more doors and the serendipitous results of collaborating with FinTechs
🔥 Succession planning, enriching the job of your employees, and making your bank more interesting to the next generation
🔥 Taking your banking career to the next level

To learn more, check out some of the links below:

Connect with Greg on LinkedIn: https://www.linkedin.com/in/greg-ohlendorf-15168316/
First Community Bank & Trust: https://www.firstcbt.bank/

Greg Ohlendorf | President & CEO | First Community Bank and Trust - Ridin With The FinTech Cowboys

FinTech | Banking | Data

Fintech Cowboys powered by FedFis Data (https://www.fedfis.com)

Greg Ohlendorf on the Most Fun Part of His FinTech Journey - Ridin' with the FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined by Jordan Schaefer, Director, Client Services at PULSE.

Jordan has played a pivotal role at PULSE, dedicating 15 of his 20 years in the payments industry to the organization. Wearing many hats as the leader of the PULSE Operations Committee and Payment Security Council, he champions the battle against fraud, actively working to minimize fraudulent activities on their network and for their issuers and banks.

Tune in to supercharge your awareness of fraud as we explore a range of important topics:

⚡️ Who will ultimately win the fraud war? Is there a tipping point?
⚡️ AI & Fraud 👀
⚡️ Saturation of card-not-present (CNP) transactions across the entire payments ecosystem
⚡️ Advancing technology ➡️ transaction shifts ➡️ new fraud opportunities
⚡️ Social media's influence on fraudulent behavior
⚡️ Regulation - the Durbin Amendment's impact on the merchant community
⚡️ How fraudsters rely on bots in the CNP space 🤖
⚡️ The community bank advantage as it relates to hyper-personalization and fraud
⚡️ Who's liable for scam fraud and how that is evolving
⚡️ Staying ahead of fraud as the CNP world advances

To learn more, check out some of the links below:

Connect with Jordan on LinkedIn: https://www.linkedin.com/in/jordan-schaefer-8031714a/
PULSE: https://www.pulsenetwork.com/
Discover Financial Services: https://www.discover.com/

Jordan Schaefer | Director, Client Services | PULSE - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined by Chris Amador, Sr. Director of Strategic Solutions - Helix at Q2.

Chris has a diverse background in roles within the financial services industry. He has led product at Malauzai and aligned the mobile strategy of community banks with market demands. He continued on to Q2, where he held various roles in mobile products, digital banking solutions, and BaaS relationship management. Today, Chris is the Senior Director of Strategic Solutions for Q2's product Helix, a modern, cloud-native core for embedded finance.

In this episode we cover:
- Helix by Q2's approach to serving financial institutions and fintechs/brands
- Sidecar core and it's benefits
- Importance of controls and processes
- Most successful model: Direct to Bank
- Regulatory trends
- Increase in brands embedding finance
- Fintech due diligence plan

To learn more, check out some of the links below:

Connect with Chris on LinkedIn: https://www.linkedin.com/in/chrisamador512/
Q2: https://www.q2.com/
Helix: https://helix.q2.com/

Chris Amador | Sr. Director of Strategic Solutions | Helix by Q2 - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined by Jared Robinson, SVP, FinTech Program Manager at Legend Bank.

Jared brings over a wealth of experience in the financial services industry, having worked his way up from various roles at First United Bank to eventually leading as the AVP, Chief of Staff. Most recently, he leads innovation and BaaS strategy at Legend Bank while attending the SW Graduate School of Banking.

In this episode we cover:
- Misconceptions of BaaS Banking
- Methodical approach to BaaS Building
- Setting expectations for beginning BaaS strategies
- "There is nothing that a fintech is doing that a community bank can't do"

To learn more, check out some of the links below:

Connect with Jared on LinkedIn: https://www.linkedin.com/in/jared-robinson-a9719a154/
Legend Bank: https://www.legend.bank/

Jared Robinson | SVP, FinTech Program Manager | Legend Bank - Ridin With The FinTech Cowboys

FinTech | Banking | Data

Fintech Cowboys powered by FedFis Data (https://www.fedfis.com)

Josh Rowland on Community Banks Winning - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined by Michael Scott, President & CEO of First Community Bank and Marco Perez, Co-Founder of BANCreach & SVP Commercial Lending at First Community Bank..

In this episode we cover:
- Loan Participation
- Loan Participation App to lead generation for loan opportunity
- Community banking banning together and doing it ethically
- What it takes to build innovative products

To learn more, check out some of the links below:

Connect with Marco on LinkedIn: https://www.linkedin.com/in/marco-perez-bancreach/

BANCreach: https://bancreach.com/
First Community Bank: https://www.fcbtx.com/

Michael Scott & Marco Perez | First Community Bank & BANCreach - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined by Paul Provenzano, VP of Market Development of ebankIT.

Paul has been working in the financial industry for the past 20 years from cores to payments and digital technologies. He now serves as the VP of Market Development in the U.S. focusing on reshaping the digital banking landscape with a disruptive, intuitive, and customer-focused omnichannel platform.

In this episode we cover:
- Regulatory impacts and what we can learn from countries outside the U.S.
- Who owns the data: the bank or the consumer?
- Where will the consumer ultimately lay their trust: the bank or new lifestyle brands?
- Why we are embracing BaaS Banking/Embedded Finance
- Competing against the big banks
- Serving future generations

To learn more about Paul, check out some of the links below:

Connect with Paul on LinkedIn: https://www.linkedin.com/in/pauljprovenzano/
ebankIT: https://www.ebankit.com/

Paul Provenzano | VP of Market Development | ebankIT - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined by Mike Triggiano, Executive Vice President of Product Management & Corporate Development of Velocity Solutions.

Mike is responsible for setting strategic product vision, new product development, business development partnerships, and merger and acquisition strategy.

Prior to becoming EVP, Mike served as Chief Information Officer of the company from 2006 to 2013 during which time Mike led the development of the company’s products and information technology team.

Mike is passionate about collaborating with industry partners to forge innovative new solutions for community financial institutions. He vigilantly monitors technological advancements and product developments in the banking and credit union space and stays on top of trends in real-time by consulting with Velocity clients regarding challenges and opportunities they’re facing in the marketplace.

In this episode we cover:
- How to maximize revenue through segmentation of accounts
- Partners vs. clients and why it matters
- Account reengagement
- State of the market: filter through the noise and the advantages of diversified revenue
- Most importantly, how your bank can make more money

To learn more about Mike, check out some of the links below:

Connect with Mike on LinkedIn: https://www.linkedin.com/in/miketriggiano/
Velocity Solutions: https://myvelocity.com/

For more video interviews with other thought-leaders in the banking space from the Fintech Cowboys, visit us at https://www.FinTechCowboys.com.

Mike Triggiano | Executive Vice President | Velocity Solutions - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined by David Nohe, CEO of FinGoal.

David spent several years at Apple launching the original iPhone in the US and in the UK. From there, David moved at the intersection of financial technology & healthcare innovation working on new ways to reduce waste and help people afford the healthcare they need.

David founded FinGoal with a singular goal: to serve the financial champions who are helping regular folks take back control of their financial life.

In this episode we cover:
- What is FinGoal
- Differentiating competitive differences by understanding your transactions
- Representing local merchants transactions to a more marketable way
- Utilizing bank data for personalized marketing segments to your customer needs
- Efficiency in Community Banking
- Personalization in serving customers in a digital world
- Have Courage - in banking and in life. Great Message from David Nohe.

To learn more about David, check out some of the links below:

Connect with David on LinkedIn: https://www.linkedin.com/in/david-nohe/
FinGoal: https://www.fingoal.com/

For more video interviews with other thought-leaders in the banking space from the Fintech Cowboys, visit us at https://www.FinTechCowboys.com.

David Nohe | CEO | FinGoal - Ridin With The FinTech Cowboys

Dave Mayo on Regulations & Technology - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined by Paul Greenwood, President & Co-Founder of GDS Link.

Paul is responsible for the company’s overall strategic planning and direction, which is centered on providing the technology for clients to accurately score the behavior patterns of the customer lifecycle. He oversees GDS Link’s business development, sales operations, and marketing direction to ensure the delivery of customer-holistic risk management technologies.

Paul has more than 20 years of experience in the risk management industry, in which time he has provided clients with the expertise and guidance to design, implement, and manage their enterprise risk management platforms.

To learn more about Paul, check out some of the links below:

Connect with Paul on LinkedIn: https://www.linkedin.com/in/paul-greenwood-a457433/
GDS Link: https://www.gdslink.com/

For more video interviews with other thought-leaders in the banking space from the Fintech Cowboys, visit us at https://www.FinTechCowboys.com.

Paul Greenwood | President & Co-Founder | GDS Link - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined by Neeraj Vohra & Richard Leggett, both Managing Partners of the Bankers Helping Bankers (BHB) Fund.

Vohra has more than 30 years of strategic financial management and capital markets experience. Most recently, at Naples Technology Ventures, he was responsible for sourcing and leading investments in fintech and enterprise software companies, as well as the day-to-day operations of the fund. He has been the chief financial officer of four private companies and his investment banking experience includes the execution of more than $3 billion of capital raise transactions and 12 merger-and-acquisition deals predominantly in the fintech industry.

Leggett is an accomplished global chief executive in the information services, financial services and professional services industries with more than 30 years of experience in growing and operating global businesses. Over the past 16 years, he has served as CEO of three private equity-based information services businesses. He is a co-founder and board member of K Street Capital, a Washington D.C.-based angel investment group.

To learn more about Neeraj & Richard, check out some of the links below:

Connect with Neeraj on LinkedIn: https://www.linkedin.com/in/neeraj-vohra-4b13ba/
Connect with Richard on LinkedIn: https://www.linkedin.com/in/richard-leggett-391a8111/
Latitude38 Venture Partners: https://www.latitude38vp.com/

For more video interviews with other thought-leaders in the banking space from the Fintech Cowboys, visit us at https://www.FinTechCowboys.com.

Neeraj Vohra & Richard Leggett | Bankers Helping Bankers Fund - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined by Michael Glotz, CEO and Co-Founder of Strategic Risk Associates (SRA).

Mr. Glotz is the Chief Executive Officer and Co-founder of Strategic Risk Associates (SRA) and is the firms’ practice leader for risk management, governance, capital management and internal audit activities. He has led numerous risk management and capital planning engagement efforts for national, regional and community organizations. Mr. Glotz served as Senior Vice President and Strategic Financial Officer for Crestar Bank and later SunTrust Bank through acquisition. During his tenure with SunTrust Bank, he held various senior financial positions including Strategic Financial Officer and head of Strategic Cost Management (EMC2 Play.) Immediately before SRA’s founding, Mr. Glotz was a Managing Vice President with Capital One Financial Corporation. Mr. Glotz held a number of senior positions with Capital One including Managing Vice President of Corporate Audit and Credit Review Services for Capital One Bank ($80 Billion in Assets at the time), which included the oversight and development of over 100 audit and risk professionals. Mr. Glotz also supported the implementation of Enterprise Risk Management and lead independent assessments of bank acquisition and integration activities for large-scale mergers. Mr. Glotz is Risk-Reward Co-Chair of the American Association of Bank Directors and is a faculty member of the Institute of Bank Director Education. Mr. Glotz was a Faculty Professor of the Virginia Bankers School at the University of Virginia where he taught Risk Governance and ERM. He has delivered Bank Director training for many State Banking Association, and individually for a number of Boards. Mr. Glotz received a BBA Degree in Business with the University of Wisconsin, an MBA with the University of Richmond and completed the Executive Development Program at Wharton, University of Pennsylvania. He is a Certified Risk Professional.

In this episode we cover:
- Aggregating data to measure risk: the SRA approach
- Risk and Strategy as a close relationship
- Managing fraud in banking fintech partnerships
- How SRA uses SRA Watchtower to monitor data and measure risk
- Protecting the consumers through safe and complaint partnerships
- Profitability in direct banking
- Key risk indicators for banks and fintechs

To learn more about Michael, check out some of the links below:

Connect with Michael on LinkedIn: https://www.linkedin.com/in/michael-glotz-109517/
SRA: https://www.srarisk.com/

For more video interviews with other thought-leaders in the banking space from the Fintech Cowboys, visit us at https://www.FinTechCowboys.com.

Michael Glotz | CEO and Co-Founder | Strategic Risk Associates (SRA) -Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined by Joe Maxwell, Managing Partner at FINTOP Capital.

Joe Maxwell is the Managing Partner at FINTOP Capital. Joe was most recently the EVP and MD of IPreo Inc. where he led the Private Capital Markets, acquiring Clear Momentum Inc. in December 2015 and ILevel Inc. in August 2015. Prior to its 2014 acquisition by Ipreo, Joe was Chairman and CEO of Shareholder InSite. He was also the founder and CEO of CapControls, Inc., and founder, CEO and Chairman of Investment Scorecard, Inc. Investment Scorecard sold to Informa PLC in April 2007.

Joe is a native of Huntington, WV and holds a BA from Denison University and an MBA from Vanderbilt University. He lives in Nashville, TN, with his wife Juliana and their three sons; Wyatt, Rudy, Hadley and three Labradors; Gus, Sandy and Pearl. Joe is an active member of YPO Gold and engaged in multiple charitable organizations.

In this episode we cover:
- Preparing for 2.5/3.0 banking
- Technology that scales for the future
- KYB: "Know Your Bank"
- The crisis of SVB: unpacking the details

To learn more about Joe, check out some of the links below:

Connect with Joe on LinkedIn: https://www.linkedin.com/in/josephemaxwell
FINTOP Capital: https://www.fintopcapital.com/

For more video interviews with other thought-leaders in the banking space from the Fintech Cowboys, visit us at https://www.FinTechCowboys.com.

Joe Maxwell | Managing Partner | FINTOP Capital - Ridin With The FinTech Cowboys

Steve Sievert | EVP, Marketing and Brand Management | PULSE - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we
are joined by Rebecca Bacon, VP, Head of Financial Institutions at Upgrade.

Rebecca leads Upgrade's Financial Institution Partnerships nationally. She is a seasoned Fintech executive and covers all bank and credit union partnerships. Previously, Rebecca was with another marketplace lending platform where she also worked on developing holistic financial institution partnerships and capital deployment strategies. Prior to entering the fintech space, Rebecca was in Investment Banking at Bank of America Merrill Lynch and Securities Lending at Goldman Sachs.

In this episode we cover:
- Impacts of SVB/Signature
- The risk of a digital bank run
- Upgrade’s roll on deposits
- Partnering with fintechs: how to approach, what to be aware of, what to embrace
- The future of deposit outflows
- A time to be inspired: watching the definition of bankers helping bankers

To learn more about Rebecca, check out some of the links below:

Connect with Rebecca on LinkedIn: https://www.linkedin.com/in/rebecca-bacon/
Upgrade: https://www.upgrade.com/

For more video interviews with other thought-leaders in the banking space from the Fintech Cowboys, visit us at https://www.FinTechCowboys.com.

Rebecca Bacon | VP, Head of Financial Institutions | Upgrade - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we
are joined by Joe Beard, Co-Founder & CEO at CollateralEdge.

Joe has had a diverse career spread across the military, technology, investment banking, and venture capital. As a former Partner at Perot Jain, a Dallas-based venture capital firm, he led 40+ investments in 5 years. He's a Founder and Board Member of Venture Dallas, the premier venture capital conference in the DFW region, and a recipient of the Tech Titans Investment Catalyst Award. He spent 8 years as an investment banker in New York and Dallas and has executed approximately $10 billion in transactions across M&A, debt, and equity. Currently, Joe serves as the CEO of CollateralEdge, a fintech platform that provides banks with a flexible, automated sales enablement solution to efficiently increase lending capacity without compromising credit quality.

In this episode we cover:
- CollateralEdge's approach to helping community banks win more business and reduce wasted time for short-term underwriting on middle market loans
- Converting good deals into a long term customers
- Improving transactions for the borrower
- Recent impacts of SVB/Signature Bank
- In BaaS environment, how do you identify good fintechs for your bank?
- The two most important lessons from the military that transcends into banking

To learn more about Joe, check out some of the links below:

Connect with Joe on LinkedIn: https://www.linkedin.com/in/josephabeard/
CollateralEdge: https://collateraledge.com/

For more video interviews with other thought-leaders in the banking space from the Fintech Cowboys, visit us at https://www.FinTechCowboys.com.

Joe Beard | Co-Founder & CEO | CollateralEdge - Ridin With The FinTech Cowboys

Alex Baydin | Founder & CEO | PerformLine - Ridin With The FinTech Cowboys

Sarah Howell | SVP of Partner Programs | Infinant - Ridin with The FinTech Cowboys

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Meet The Cowboys
Dave & Tanner

The FinTech Cowboys, 5th generation bankers, ranchers, and father-son duo who teamed together to build FedFis. Dave & Tanner’s background is a veritable history of FinTech, banking, and data. They use their experience and influence to bring data insights via live conversations with industry experts, democratizing fact and filtering through bullshit.

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FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined by Kalpesh Kapadia, Founder & CEO at Deserve.

Topics we cover:
🌳 Kalpesh's background and how that led to Deserve
✅ Credit: solving the problem of no credit
💳 The future cards: plastic vs digital
💰 Digital to reduce fraud risk
🏁 Community Banks approaching credit card programs
🍎 Apple's impact on payments & digital transformation and what that means for us

Connect with Kalpesh on LinkedIn: https://www.linkedin.com/in/kalpesh-kapadia-a074147/
Deserve: https://www.deserve.com/

www.fintechcowboys.com

Kalpesh Kapadia | Founder & CEO | Deserve - Ridin With The FinTech Cowboys

FinTech | Banking | Data

In this mini clip with Jordan Wright, Co-Founder & CEO of Atomic Financial we discuss embedded finance and how that is the next evolution of commercial banking either directly or indirectly.

Connect with Jordan on LinkedIn: https://www.linkedin.com/in/wrightjordan/
Atomic Financial: https://atomic.financial/

www.fintechcowboys.com

Jordan Wright Mini Clip

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined by Jordan Wright, Co-Founder & CEO of Atomic Financial.

Some key topics we cover:

🏦 Being an aggressive bank vs. a passive bank
🔄 Incentivizing consumers to switch and how to make it easy
🔍 Reviewing the CFPB release to identify business opportunities
🛠️ Are FinTechs prepared for Rule 1033?
🌍 The next evolution of commercial banking

Connect with Jordan on LinkedIn: https://www.linkedin.com/in/wrightjordan/
Atomic Financial: https://atomic.financial/

Jordan Wright | Co-Founder & CEO | Atomic - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined by Pete Glyman, Managing Director, Corporate Strategy at Jack Henry.

Topics we cover:
💡 Pete's insightful takeaways from Money20/20
🗝 Key highlights from the FedFis Roundup
🤝 The tight-knit community in banktech
📲 The API landscape
🏁 The race to zero interchange
💼 Point of Sale disruption
🏢 Small business banking opportunities
🛡️ Compliance as a competitive advantage

Connect with Pete on LinkedIn: https://www.linkedin.com/in/peterglyman/
Jack Henry: https://www.jackhenry.com/

Pete Glyman | Managing Director, Corporate Strategy | Jack Henry - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined by Trisha Kothari, CEO and co-founder of Unit21.

Trisha is on a mission to empower the fight against financial crimes. Her professional journey is rooted in engineering and product management, having worked at companies such as Google, LinkedIn, and Affirm. She also brings valuable experience as a former hackNY Summer Fellow and teaching assistant at the University of Pennsylvania.

Trisha's academic background includes a Bachelor of Science in Engineering from the University of Pennsylvania and an Exchange from ETH Zurich. Furthermore, she holds an International Baccalaureate in Physics, Math, and Economics from Dhirubhai Ambani International School.

Tune in as we explore a range of important topics:

⚖️ Striking the balance between security and speed
🔒 Preserving privacy while combating fraud
🛡️ The major challenges with most fraud consortiums
🔍 Moving beyond transaction analysis to identify fraud
⏰ The ambiguity of liability with real-time payments
🏛️ Safeguarding against a run on banks in open banking

Connect with Trisha on LinkedIn: https://www.linkedin.com/in/trishakothari/
Unit21: https://www.unit21.ai/

Trisha Kothari | CEO & co-founder | Unit21 - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined by David Nohe, CEO of FinGoal.

David founded FinGoal with a singular goal: to serve the financial champions who are helping regular folks take back control of their financial life.

Some key topics we cover:

💰 1033 & Open Banking - is there a silver lining?
🎯 1033's influence on marketing and customer acquisition
💡 Cracking the 1033 cheat code
🏛️ The value of being charter-centric
📈 Harnessing data for competitive advantage

Connect with David on LinkedIn: https://www.linkedin.com/in/david-nohe/
Website: https://fingoal.com/

David Nohe | CEO | FinGoal - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we're on the Ranch with CEO Sarah Fankhauser & SVP Tanna Faulkner, both of DCI, Premier Sponsor of Bankers Helping Bankers.

Connect with Sarah on LinkedIn: https://www.linkedin.com/in/sarah-fankhauser-121a517/
Connect with Tanna on LinkedIn: https://www.linkedin.com/in/tannafaulkner/
DCI: https://datacenterinc.com/

Outro Music License Code: U6LGOTAI7HPTGKVN

CEO Sarah Fankhauser & SVP Tanna Faulkner | Premier BHB Sponsor, DCI -Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined for a second time by Bryce Deeney, Co-Founder & CEO of equipifi.

Bryce is a FinTech & financial institution guru with a strong background in payment software solutions across a variety of verticals. Bryce is experienced in card issuing, acquiring, eCommerce, POS, SaaS, and mobile payments.

Some of the key topics we cover this week:

💼 Are your SMB customers becoming your next competitor?
🏦 Are BaaS banks stealing your commercial accounts?
💳 Affirm's debit card adoption and usage
🛒 What does Point of Sale mean anymore?
📊 The role of BNPL and how it's reshaping the financial landscape (ever heard of a Crebit Card?)
📈 Harnessing BNPL to retain and grow accounts and deposits
💡Partnering with the RIGHT FinTechs
💰 Navigating the great deposit transfer
🚫 The grave error lurking in our BaaS vocabulary

Missed our first conversation? No worries, you can catch it here: https://www.youtube.com/watch?v=6Xs3ZBWDsuo

Connect with Bryce on LinkedIn: https://www.linkedin.com/in/bryce-deeney-112b5839/
Equipifi: https://www.equipifi.com/

Bryce Deeney | Co-Founder & CEO | equipifi - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://fedfis.com), we are joined by Steve Robert, Co-Founder & CEO of Autobooks.

With over 20 years of leadership experience in the fintech industry, Steve is a co-founder and CEO of Autobooks, a small business payment and accounting platform integrated within a financial institution's digital banking experience. He is also an accredited investor, adviser, and board member who actively supports and mentors startups, technology, and entrepreneurship.

Steve has a consistent track record of driving increased levels of productivity, profits, and customer satisfaction, as well as designing and implementing solutions that reduce total cost of ownership and deliver strong return on investment. He is a leader with superior strategic acumen and a clear sense of purpose and urgency. He has an innate ability to rapidly assess situational challenges and implement action plans for effective, outcome-based solutions. He is passionate about helping small businesses accelerate cash flow, bundling cash & accounting into an intuitive back-office platform - while helping banks reimagine business banking, profitably, at scale!

Small businesses are the heartbeat ❤️ of our communities, and community banks are their steadfast allies. Together, they drive local economies, create jobs, and fuel growth, making them the backbone of our country's prosperity. 🌱🏙️

That's why we're excited to have Steve join us this week to share his insights 💡on gaining and retaining primacy from small business owners and independent workers. 📈💪

Connect with Steve on LinkedIn: https://www.linkedin.com/in/stevenrobert/
Autobooks: https://www.autobooks.co/

Steve Robert | Co-Founder & CEO | Autobooks - Ridin With The FinTech Cowboys

Part 2

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://fedfis.com), we are joined by Jason Mikula, Founder/Publisher of Fintech Business Weekly.

Jason is an International startup & Fortune 500 Vet - Goldman Sachs, University of Chicago, US Peace Corps. Digital banking and fintech product builder & marketer with experience in consulting, startup, mid-stage, and mature corporate environments. Jason is always up for a new challenge.

Key topics you won't want to miss:

🚀 The contrasting incentives of fintechs and banks
🌎 Opportunities that lie beyond geographic location
📊 The lowdown on what the data says about BaaS Banks
🛡️ Evolving while ensuring compliance and regulatory integrity

🔍 Every Sunday, Jason brings the heat, providing an unvarnished perspective that unveils the reality and truth behind the trends and stories in banking and fintech. Be sure to check out Fintech Business Weekly below - it's required reading. 🔥📖

Connect with Jason on LinkedIn: https://www.linkedin.com/in/jasonmikula/
Substack: https://fintechbusinessweekly.substack.com/
Fintech Business Weekly LinkedIn: https://www.linkedin.com/company/fintech-business-weekly/

Jason Mikula | Founder/Publisher | Fintech Business Weekly - Ridin With The FinTech Cowboys - Part 2

Part 1

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://fedfis.com), we are joined by Jason Mikula, Founder/Publisher of Fintech Business Weekly.

Jason is an International startup & Fortune 500 Vet - Goldman Sachs, University of Chicago, US Peace Corps. Digital banking and fintech product builder & marketer with experience in consulting, startup, mid-stage, and mature corporate environments. Jason is always up for a new challenge.

In this episode, we cover:
⭐ Your network's influence on being an Optimist or Pessimist
⭐ Regulators in the #baas landscape
⭐ The risks of geographically concentrated banking
⭐ Leveraging #baas to improve diversity, resilience, and risk management

Connect with Jason on LinkedIn: https://www.linkedin.com/in/jasonmikula/
Substack: https://fintechbusinessweekly.substack.com/
Fintech Business Weekly LinkedIn: https://www.linkedin.com/company/fintech-business-weekly/

Jason Mikula | Founder/Publisher | Fintech Business Weekly - Ridin With The FinTech Cowboys - Part 1

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://fedfis.com), we are joined by Chris Doyle, President/CEO and Member of the Board of Directors of Texas First Bank. He also serves as President and is a Member of the Board of Directors of Texas Independent Banchsares, Inc.

In May 1988, Doyle graduated with honors, Cum Laude, from Texas Tech University with a BBA in Finance. Doyle served a six-year term on the Board of Directors for the Federal Reserve Bank of Dallas beginning in 2015. He is a current Member of the Board of Directors of the Independent Bankers Association of Texas (IBAT), a member of CBANC Board in Austin, TX., a former member and past Chairman of the Southwestern Automated Clearing House Association (SWACHA), and a former Member of the Board Federal Delegate of the Independent Community Bankers of America (ICBA) – three trade associations for the banking industry. Doyle also serves on the Payments and Technology Committee for ICBA and is the Vice Chairman for IBAT.

Doyle is a true leader and is committed to his community and civic activities personally and professionally. He is a Member and past Chairman of the Salvation Army Advisory Board. Doyle is also an Eagle Scout and a former Member of the Board of
Directors of the Texas City – LaMarque Chamber of Commerce.

Doyle received the IBAT Excellence in Leadership Award in 2005, in 2006 he was named one of the Five Outstanding Young Texans by the Texas Jaycees, and in 2007 he received the Texas City – LaMarque Chamber of Commerce Citizen of the Year
Award. In 2012 he received the highest honor a civilian can receive from the Salvation Army, the Others Award. In 2017 he was inducted into the Hall of Honor by the TCISD Foundation for the future and awarded the Phoenix Award by the TC/LM Chamber
of Commerce. In 2018 he was awarded Most Admired CEO by the Houston Business Journal.

Doyle resides in Texas City with his wife, Stephanie Katherine Doyle, and their four sons, Corbin, Charles, Christopher, and Cullen. He is a member of St. Mary of the Miraculous Medal Catholic Church of Texas City.

In this episode, we cover:
💡 Developing an Innovation Plan
💡 Leaning on other bankers, associations, and 3rd parties
💡 Regulatory burden and cost of technology - is it driving bank M&A?
💡 Getting involved in FinTech Funds

Connect with Chris on LinkedIn: https://www.linkedin.com/in/chris-doyle-24821824/
Texas First Bank: https://texasfirst.bank/

Chris Doyle | President/CEO | Texas First Bank - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://fedfis.com), we are joined by Deke Alexander, a community banker with an underscore on "community."

Deke has spent his entire career in community banking and serving the community, beginning at a young age with Point Bank in Pilot Point, Texas. This experience was foundational in developing his passion for serving and eventually leading a community bank.

He has had opportunities to work with reputable mentors within the industry and be a part of exceptional teams over the years, that have all contributed to his journey and his philosophy of banking.

He has been married to his wife, Samantha Alexander, for 17 years. The couple is building on the foundation laid by both family’s generational roots in Texas banking, dating back to the 1800s.

Listen in as Deke passionately shares his wealth of knowledge and invaluable insights into how community banks not only weather the storms of a fast-paced and highly disruptive environment but also thrive and prosper.

Topics we cover:

☑ Technology and People as a Community Bank Strategy
☑ The Impact of Mentors in Leadership
☑ The Importance of the Community Bank to the Community
☑ How focusing on the Community can grow your bottom line
☑ Any size Community Bank can Transition and Scale as a Team

Connect with Deke on LinkedIn: https://www.linkedin.com/in/deke-alexander-7a99aa42/

Deke Alexander | A Community Banker - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined by Greg Ohlendorf, President & CEO of First Community Bank and Trust.

Exemplifying an impressive showcase of loyalty, Greg has dedicated his entire 38-year career to First Community Bank and Trust. Under his visionary leadership, his team has successfully established 18 FinTech relationships (as of this posting) - a testament to his forward-thinking approach and the bank's commitment to staying relevant and competitive in a hyper-changing community bank space. Greg's proactive stance in addressing even the most intricate challenges is evident, as they leverage partnerships with FinTechs and 3rd parties to convert obstacles into opportunities that amplify operational efficiency and elevate the customer experience.

In this episode we cover:
🔥 Leveraging niche FinTechs and 3rd party relationships to solve small cumulative challenges
🔥 The Interagency Guidance On Third-Party Relationships: Risk Management - a roadmap and framework to help you get started
🔥 Integrating 3rd parties - challenges, changes and trends
🔥 Analyzing trends in data and skating where the puck is going to be
🔥 Opening more doors and the serendipitous results of collaborating with FinTechs
🔥 Succession planning, enriching the job of your employees, and making your bank more interesting to the next generation
🔥 Taking your banking career to the next level

To learn more, check out some of the links below:

Connect with Greg on LinkedIn: https://www.linkedin.com/in/greg-ohlendorf-15168316/
First Community Bank & Trust: https://www.firstcbt.bank/

Greg Ohlendorf | President & CEO | First Community Bank and Trust - Ridin With The FinTech Cowboys

FinTech | Banking | Data

Fintech Cowboys powered by FedFis Data (https://www.fedfis.com)

Greg Ohlendorf on the Most Fun Part of His FinTech Journey - Ridin' with the FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined by Jordan Schaefer, Director, Client Services at PULSE.

Jordan has played a pivotal role at PULSE, dedicating 15 of his 20 years in the payments industry to the organization. Wearing many hats as the leader of the PULSE Operations Committee and Payment Security Council, he champions the battle against fraud, actively working to minimize fraudulent activities on their network and for their issuers and banks.

Tune in to supercharge your awareness of fraud as we explore a range of important topics:

⚡️ Who will ultimately win the fraud war? Is there a tipping point?
⚡️ AI & Fraud 👀
⚡️ Saturation of card-not-present (CNP) transactions across the entire payments ecosystem
⚡️ Advancing technology ➡️ transaction shifts ➡️ new fraud opportunities
⚡️ Social media's influence on fraudulent behavior
⚡️ Regulation - the Durbin Amendment's impact on the merchant community
⚡️ How fraudsters rely on bots in the CNP space 🤖
⚡️ The community bank advantage as it relates to hyper-personalization and fraud
⚡️ Who's liable for scam fraud and how that is evolving
⚡️ Staying ahead of fraud as the CNP world advances

To learn more, check out some of the links below:

Connect with Jordan on LinkedIn: https://www.linkedin.com/in/jordan-schaefer-8031714a/
PULSE: https://www.pulsenetwork.com/
Discover Financial Services: https://www.discover.com/

Jordan Schaefer | Director, Client Services | PULSE - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined by Chris Amador, Sr. Director of Strategic Solutions - Helix at Q2.

Chris has a diverse background in roles within the financial services industry. He has led product at Malauzai and aligned the mobile strategy of community banks with market demands. He continued on to Q2, where he held various roles in mobile products, digital banking solutions, and BaaS relationship management. Today, Chris is the Senior Director of Strategic Solutions for Q2's product Helix, a modern, cloud-native core for embedded finance.

In this episode we cover:
- Helix by Q2's approach to serving financial institutions and fintechs/brands
- Sidecar core and it's benefits
- Importance of controls and processes
- Most successful model: Direct to Bank
- Regulatory trends
- Increase in brands embedding finance
- Fintech due diligence plan

To learn more, check out some of the links below:

Connect with Chris on LinkedIn: https://www.linkedin.com/in/chrisamador512/
Q2: https://www.q2.com/
Helix: https://helix.q2.com/

Chris Amador | Sr. Director of Strategic Solutions | Helix by Q2 - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined by Jared Robinson, SVP, FinTech Program Manager at Legend Bank.

Jared brings over a wealth of experience in the financial services industry, having worked his way up from various roles at First United Bank to eventually leading as the AVP, Chief of Staff. Most recently, he leads innovation and BaaS strategy at Legend Bank while attending the SW Graduate School of Banking.

In this episode we cover:
- Misconceptions of BaaS Banking
- Methodical approach to BaaS Building
- Setting expectations for beginning BaaS strategies
- "There is nothing that a fintech is doing that a community bank can't do"

To learn more, check out some of the links below:

Connect with Jared on LinkedIn: https://www.linkedin.com/in/jared-robinson-a9719a154/
Legend Bank: https://www.legend.bank/

Jared Robinson | SVP, FinTech Program Manager | Legend Bank - Ridin With The FinTech Cowboys

FinTech | Banking | Data

Fintech Cowboys powered by FedFis Data (https://www.fedfis.com)

Josh Rowland on Community Banks Winning - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined by Michael Scott, President & CEO of First Community Bank and Marco Perez, Co-Founder of BANCreach & SVP Commercial Lending at First Community Bank..

In this episode we cover:
- Loan Participation
- Loan Participation App to lead generation for loan opportunity
- Community banking banning together and doing it ethically
- What it takes to build innovative products

To learn more, check out some of the links below:

Connect with Marco on LinkedIn: https://www.linkedin.com/in/marco-perez-bancreach/

BANCreach: https://bancreach.com/
First Community Bank: https://www.fcbtx.com/

Michael Scott & Marco Perez | First Community Bank & BANCreach - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined by Paul Provenzano, VP of Market Development of ebankIT.

Paul has been working in the financial industry for the past 20 years from cores to payments and digital technologies. He now serves as the VP of Market Development in the U.S. focusing on reshaping the digital banking landscape with a disruptive, intuitive, and customer-focused omnichannel platform.

In this episode we cover:
- Regulatory impacts and what we can learn from countries outside the U.S.
- Who owns the data: the bank or the consumer?
- Where will the consumer ultimately lay their trust: the bank or new lifestyle brands?
- Why we are embracing BaaS Banking/Embedded Finance
- Competing against the big banks
- Serving future generations

To learn more about Paul, check out some of the links below:

Connect with Paul on LinkedIn: https://www.linkedin.com/in/pauljprovenzano/
ebankIT: https://www.ebankit.com/

Paul Provenzano | VP of Market Development | ebankIT - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined by Mike Triggiano, Executive Vice President of Product Management & Corporate Development of Velocity Solutions.

Mike is responsible for setting strategic product vision, new product development, business development partnerships, and merger and acquisition strategy.

Prior to becoming EVP, Mike served as Chief Information Officer of the company from 2006 to 2013 during which time Mike led the development of the company’s products and information technology team.

Mike is passionate about collaborating with industry partners to forge innovative new solutions for community financial institutions. He vigilantly monitors technological advancements and product developments in the banking and credit union space and stays on top of trends in real-time by consulting with Velocity clients regarding challenges and opportunities they’re facing in the marketplace.

In this episode we cover:
- How to maximize revenue through segmentation of accounts
- Partners vs. clients and why it matters
- Account reengagement
- State of the market: filter through the noise and the advantages of diversified revenue
- Most importantly, how your bank can make more money

To learn more about Mike, check out some of the links below:

Connect with Mike on LinkedIn: https://www.linkedin.com/in/miketriggiano/
Velocity Solutions: https://myvelocity.com/

For more video interviews with other thought-leaders in the banking space from the Fintech Cowboys, visit us at https://www.FinTechCowboys.com.

Mike Triggiano | Executive Vice President | Velocity Solutions - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined by David Nohe, CEO of FinGoal.

David spent several years at Apple launching the original iPhone in the US and in the UK. From there, David moved at the intersection of financial technology & healthcare innovation working on new ways to reduce waste and help people afford the healthcare they need.

David founded FinGoal with a singular goal: to serve the financial champions who are helping regular folks take back control of their financial life.

In this episode we cover:
- What is FinGoal
- Differentiating competitive differences by understanding your transactions
- Representing local merchants transactions to a more marketable way
- Utilizing bank data for personalized marketing segments to your customer needs
- Efficiency in Community Banking
- Personalization in serving customers in a digital world
- Have Courage - in banking and in life. Great Message from David Nohe.

To learn more about David, check out some of the links below:

Connect with David on LinkedIn: https://www.linkedin.com/in/david-nohe/
FinGoal: https://www.fingoal.com/

For more video interviews with other thought-leaders in the banking space from the Fintech Cowboys, visit us at https://www.FinTechCowboys.com.

David Nohe | CEO | FinGoal - Ridin With The FinTech Cowboys

Dave Mayo on Regulations & Technology - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined by Paul Greenwood, President & Co-Founder of GDS Link.

Paul is responsible for the company’s overall strategic planning and direction, which is centered on providing the technology for clients to accurately score the behavior patterns of the customer lifecycle. He oversees GDS Link’s business development, sales operations, and marketing direction to ensure the delivery of customer-holistic risk management technologies.

Paul has more than 20 years of experience in the risk management industry, in which time he has provided clients with the expertise and guidance to design, implement, and manage their enterprise risk management platforms.

To learn more about Paul, check out some of the links below:

Connect with Paul on LinkedIn: https://www.linkedin.com/in/paul-greenwood-a457433/
GDS Link: https://www.gdslink.com/

For more video interviews with other thought-leaders in the banking space from the Fintech Cowboys, visit us at https://www.FinTechCowboys.com.

Paul Greenwood | President & Co-Founder | GDS Link - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined by Neeraj Vohra & Richard Leggett, both Managing Partners of the Bankers Helping Bankers (BHB) Fund.

Vohra has more than 30 years of strategic financial management and capital markets experience. Most recently, at Naples Technology Ventures, he was responsible for sourcing and leading investments in fintech and enterprise software companies, as well as the day-to-day operations of the fund. He has been the chief financial officer of four private companies and his investment banking experience includes the execution of more than $3 billion of capital raise transactions and 12 merger-and-acquisition deals predominantly in the fintech industry.

Leggett is an accomplished global chief executive in the information services, financial services and professional services industries with more than 30 years of experience in growing and operating global businesses. Over the past 16 years, he has served as CEO of three private equity-based information services businesses. He is a co-founder and board member of K Street Capital, a Washington D.C.-based angel investment group.

To learn more about Neeraj & Richard, check out some of the links below:

Connect with Neeraj on LinkedIn: https://www.linkedin.com/in/neeraj-vohra-4b13ba/
Connect with Richard on LinkedIn: https://www.linkedin.com/in/richard-leggett-391a8111/
Latitude38 Venture Partners: https://www.latitude38vp.com/

For more video interviews with other thought-leaders in the banking space from the Fintech Cowboys, visit us at https://www.FinTechCowboys.com.

Neeraj Vohra & Richard Leggett | Bankers Helping Bankers Fund - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined by Michael Glotz, CEO and Co-Founder of Strategic Risk Associates (SRA).

Mr. Glotz is the Chief Executive Officer and Co-founder of Strategic Risk Associates (SRA) and is the firms’ practice leader for risk management, governance, capital management and internal audit activities. He has led numerous risk management and capital planning engagement efforts for national, regional and community organizations. Mr. Glotz served as Senior Vice President and Strategic Financial Officer for Crestar Bank and later SunTrust Bank through acquisition. During his tenure with SunTrust Bank, he held various senior financial positions including Strategic Financial Officer and head of Strategic Cost Management (EMC2 Play.) Immediately before SRA’s founding, Mr. Glotz was a Managing Vice President with Capital One Financial Corporation. Mr. Glotz held a number of senior positions with Capital One including Managing Vice President of Corporate Audit and Credit Review Services for Capital One Bank ($80 Billion in Assets at the time), which included the oversight and development of over 100 audit and risk professionals. Mr. Glotz also supported the implementation of Enterprise Risk Management and lead independent assessments of bank acquisition and integration activities for large-scale mergers. Mr. Glotz is Risk-Reward Co-Chair of the American Association of Bank Directors and is a faculty member of the Institute of Bank Director Education. Mr. Glotz was a Faculty Professor of the Virginia Bankers School at the University of Virginia where he taught Risk Governance and ERM. He has delivered Bank Director training for many State Banking Association, and individually for a number of Boards. Mr. Glotz received a BBA Degree in Business with the University of Wisconsin, an MBA with the University of Richmond and completed the Executive Development Program at Wharton, University of Pennsylvania. He is a Certified Risk Professional.

In this episode we cover:
- Aggregating data to measure risk: the SRA approach
- Risk and Strategy as a close relationship
- Managing fraud in banking fintech partnerships
- How SRA uses SRA Watchtower to monitor data and measure risk
- Protecting the consumers through safe and complaint partnerships
- Profitability in direct banking
- Key risk indicators for banks and fintechs

To learn more about Michael, check out some of the links below:

Connect with Michael on LinkedIn: https://www.linkedin.com/in/michael-glotz-109517/
SRA: https://www.srarisk.com/

For more video interviews with other thought-leaders in the banking space from the Fintech Cowboys, visit us at https://www.FinTechCowboys.com.

Michael Glotz | CEO and Co-Founder | Strategic Risk Associates (SRA) -Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined by Joe Maxwell, Managing Partner at FINTOP Capital.

Joe Maxwell is the Managing Partner at FINTOP Capital. Joe was most recently the EVP and MD of IPreo Inc. where he led the Private Capital Markets, acquiring Clear Momentum Inc. in December 2015 and ILevel Inc. in August 2015. Prior to its 2014 acquisition by Ipreo, Joe was Chairman and CEO of Shareholder InSite. He was also the founder and CEO of CapControls, Inc., and founder, CEO and Chairman of Investment Scorecard, Inc. Investment Scorecard sold to Informa PLC in April 2007.

Joe is a native of Huntington, WV and holds a BA from Denison University and an MBA from Vanderbilt University. He lives in Nashville, TN, with his wife Juliana and their three sons; Wyatt, Rudy, Hadley and three Labradors; Gus, Sandy and Pearl. Joe is an active member of YPO Gold and engaged in multiple charitable organizations.

In this episode we cover:
- Preparing for 2.5/3.0 banking
- Technology that scales for the future
- KYB: "Know Your Bank"
- The crisis of SVB: unpacking the details

To learn more about Joe, check out some of the links below:

Connect with Joe on LinkedIn: https://www.linkedin.com/in/josephemaxwell
FINTOP Capital: https://www.fintopcapital.com/

For more video interviews with other thought-leaders in the banking space from the Fintech Cowboys, visit us at https://www.FinTechCowboys.com.

Joe Maxwell | Managing Partner | FINTOP Capital - Ridin With The FinTech Cowboys

Steve Sievert | EVP, Marketing and Brand Management | PULSE - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we
are joined by Rebecca Bacon, VP, Head of Financial Institutions at Upgrade.

Rebecca leads Upgrade's Financial Institution Partnerships nationally. She is a seasoned Fintech executive and covers all bank and credit union partnerships. Previously, Rebecca was with another marketplace lending platform where she also worked on developing holistic financial institution partnerships and capital deployment strategies. Prior to entering the fintech space, Rebecca was in Investment Banking at Bank of America Merrill Lynch and Securities Lending at Goldman Sachs.

In this episode we cover:
- Impacts of SVB/Signature
- The risk of a digital bank run
- Upgrade’s roll on deposits
- Partnering with fintechs: how to approach, what to be aware of, what to embrace
- The future of deposit outflows
- A time to be inspired: watching the definition of bankers helping bankers

To learn more about Rebecca, check out some of the links below:

Connect with Rebecca on LinkedIn: https://www.linkedin.com/in/rebecca-bacon/
Upgrade: https://www.upgrade.com/

For more video interviews with other thought-leaders in the banking space from the Fintech Cowboys, visit us at https://www.FinTechCowboys.com.

Rebecca Bacon | VP, Head of Financial Institutions | Upgrade - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we
are joined by Joe Beard, Co-Founder & CEO at CollateralEdge.

Joe has had a diverse career spread across the military, technology, investment banking, and venture capital. As a former Partner at Perot Jain, a Dallas-based venture capital firm, he led 40+ investments in 5 years. He's a Founder and Board Member of Venture Dallas, the premier venture capital conference in the DFW region, and a recipient of the Tech Titans Investment Catalyst Award. He spent 8 years as an investment banker in New York and Dallas and has executed approximately $10 billion in transactions across M&A, debt, and equity. Currently, Joe serves as the CEO of CollateralEdge, a fintech platform that provides banks with a flexible, automated sales enablement solution to efficiently increase lending capacity without compromising credit quality.

In this episode we cover:
- CollateralEdge's approach to helping community banks win more business and reduce wasted time for short-term underwriting on middle market loans
- Converting good deals into a long term customers
- Improving transactions for the borrower
- Recent impacts of SVB/Signature Bank
- In BaaS environment, how do you identify good fintechs for your bank?
- The two most important lessons from the military that transcends into banking

To learn more about Joe, check out some of the links below:

Connect with Joe on LinkedIn: https://www.linkedin.com/in/josephabeard/
CollateralEdge: https://collateraledge.com/

For more video interviews with other thought-leaders in the banking space from the Fintech Cowboys, visit us at https://www.FinTechCowboys.com.

Joe Beard | Co-Founder & CEO | CollateralEdge - Ridin With The FinTech Cowboys

Alex Baydin | Founder & CEO | PerformLine - Ridin With The FinTech Cowboys

Sarah Howell | SVP of Partner Programs | Infinant - Ridin with The FinTech Cowboys

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