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Meet The Cowboys
Dave & Tanner

The FinTech Cowboys, 5th generation bankers, ranchers, and father-son duo who teamed together to build FedFis. Dave & Tanner’s background is a veritable history of FinTech, banking, and data. They use their experience and influence to bring data insights via live conversations with industry experts, democratizing fact and filtering through bullshit.

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Part 2

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://fedfis.com), we are joined by Jason Mikula, Founder/Publisher of Fintech Business Weekly.

Jason is an International startup & Fortune 500 Vet - Goldman Sachs, University of Chicago, US Peace Corps. Digital banking and fintech product builder & marketer with experience in consulting, startup, mid-stage, and mature corporate environments. Jason is always up for a new challenge.

Key topics you won't want to miss:

🚀 The contrasting incentives of fintechs and banks
🌎 Opportunities that lie beyond geographic location
📊 The lowdown on what the data says about BaaS Banks
🛡️ Evolving while ensuring compliance and regulatory integrity

🔍 Every Sunday, Jason brings the heat, providing an unvarnished perspective that unveils the reality and truth behind the trends and stories in banking and fintech. Be sure to check out Fintech Business Weekly below - it's required reading. 🔥📖

Connect with Jason on LinkedIn: https://www.linkedin.com/in/jasonmikula/
Substack: https://fintechbusinessweekly.substack.com/
Fintech Business Weekly LinkedIn: https://www.linkedin.com/company/fintech-business-weekly/

Jason Mikula | Founder/Publisher | Fintech Business Weekly - Ridin With The FinTech Cowboys - Part 2

Part 1

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://fedfis.com), we are joined by Jason Mikula, Founder/Publisher of Fintech Business Weekly.

Jason is an International startup & Fortune 500 Vet - Goldman Sachs, University of Chicago, US Peace Corps. Digital banking and fintech product builder & marketer with experience in consulting, startup, mid-stage, and mature corporate environments. Jason is always up for a new challenge.

In this episode, we cover:
⭐ Your network's influence on being an Optimist or Pessimist
⭐ Regulators in the #baas landscape
⭐ The risks of geographically concentrated banking
⭐ Leveraging #baas to improve diversity, resilience, and risk management

Connect with Jason on LinkedIn: https://www.linkedin.com/in/jasonmikula/
Substack: https://fintechbusinessweekly.substack.com/
Fintech Business Weekly LinkedIn: https://www.linkedin.com/company/fintech-business-weekly/

Jason Mikula | Founder/Publisher | Fintech Business Weekly - Ridin With The FinTech Cowboys - Part 1

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://fedfis.com), we are joined by Chris Doyle, President/CEO and Member of the Board of Directors of Texas First Bank. He also serves as President and is a Member of the Board of Directors of Texas Independent Banchsares, Inc.

In May 1988, Doyle graduated with honors, Cum Laude, from Texas Tech University with a BBA in Finance. Doyle served a six-year term on the Board of Directors for the Federal Reserve Bank of Dallas beginning in 2015. He is a current Member of the Board of Directors of the Independent Bankers Association of Texas (IBAT), a member of CBANC Board in Austin, TX., a former member and past Chairman of the Southwestern Automated Clearing House Association (SWACHA), and a former Member of the Board Federal Delegate of the Independent Community Bankers of America (ICBA) – three trade associations for the banking industry. Doyle also serves on the Payments and Technology Committee for ICBA and is the Vice Chairman for IBAT.

Doyle is a true leader and is committed to his community and civic activities personally and professionally. He is a Member and past Chairman of the Salvation Army Advisory Board. Doyle is also an Eagle Scout and a former Member of the Board of
Directors of the Texas City – LaMarque Chamber of Commerce.

Doyle received the IBAT Excellence in Leadership Award in 2005, in 2006 he was named one of the Five Outstanding Young Texans by the Texas Jaycees, and in 2007 he received the Texas City – LaMarque Chamber of Commerce Citizen of the Year
Award. In 2012 he received the highest honor a civilian can receive from the Salvation Army, the Others Award. In 2017 he was inducted into the Hall of Honor by the TCISD Foundation for the future and awarded the Phoenix Award by the TC/LM Chamber
of Commerce. In 2018 he was awarded Most Admired CEO by the Houston Business Journal.

Doyle resides in Texas City with his wife, Stephanie Katherine Doyle, and their four sons, Corbin, Charles, Christopher, and Cullen. He is a member of St. Mary of the Miraculous Medal Catholic Church of Texas City.

In this episode, we cover:
💡 Developing an Innovation Plan
💡 Leaning on other bankers, associations, and 3rd parties
💡 Regulatory burden and cost of technology - is it driving bank M&A?
💡 Getting involved in FinTech Funds

Connect with Chris on LinkedIn: https://www.linkedin.com/in/chris-doyle-24821824/
Texas First Bank: https://texasfirst.bank/

Chris Doyle | President/CEO | Texas First Bank - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://fedfis.com), we are joined by Deke Alexander, a community banker with an underscore on "community."

Deke has spent his entire career in community banking and serving the community, beginning at a young age with Point Bank in Pilot Point, Texas. This experience was foundational in developing his passion for serving and eventually leading a community bank.

He has had opportunities to work with reputable mentors within the industry and be a part of exceptional teams over the years, that have all contributed to his journey and his philosophy of banking.

He has been married to his wife, Samantha Alexander, for 17 years. The couple is building on the foundation laid by both family’s generational roots in Texas banking, dating back to the 1800s.

Listen in as Deke passionately shares his wealth of knowledge and invaluable insights into how community banks not only weather the storms of a fast-paced and highly disruptive environment but also thrive and prosper.

Topics we cover:

☑ Technology and People as a Community Bank Strategy
☑ The Impact of Mentors in Leadership
☑ The Importance of the Community Bank to the Community
☑ How focusing on the Community can grow your bottom line
☑ Any size Community Bank can Transition and Scale as a Team

Connect with Deke on LinkedIn: https://www.linkedin.com/in/deke-alexander-7a99aa42/

Deke Alexander | A Community Banker - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined by Greg Ohlendorf, President & CEO of First Community Bank and Trust.

Exemplifying an impressive showcase of loyalty, Greg has dedicated his entire 38-year career to First Community Bank and Trust. Under his visionary leadership, his team has successfully established 18 FinTech relationships (as of this posting) - a testament to his forward-thinking approach and the bank's commitment to staying relevant and competitive in a hyper-changing community bank space. Greg's proactive stance in addressing even the most intricate challenges is evident, as they leverage partnerships with FinTechs and 3rd parties to convert obstacles into opportunities that amplify operational efficiency and elevate the customer experience.

In this episode we cover:
🔥 Leveraging niche FinTechs and 3rd party relationships to solve small cumulative challenges
🔥 The Interagency Guidance On Third-Party Relationships: Risk Management - a roadmap and framework to help you get started
🔥 Integrating 3rd parties - challenges, changes and trends
🔥 Analyzing trends in data and skating where the puck is going to be
🔥 Opening more doors and the serendipitous results of collaborating with FinTechs
🔥 Succession planning, enriching the job of your employees, and making your bank more interesting to the next generation
🔥 Taking your banking career to the next level

To learn more, check out some of the links below:

Connect with Greg on LinkedIn: https://www.linkedin.com/in/greg-ohlendorf-15168316/
First Community Bank & Trust: https://www.firstcbt.bank/

Greg Ohlendorf | President & CEO | First Community Bank and Trust - Ridin With The FinTech Cowboys

FinTech | Banking | Data

Fintech Cowboys powered by FedFis Data (https://www.fedfis.com)

Greg Ohlendorf on the Most Fun Part of His FinTech Journey - Ridin' with the FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined by Jordan Schaefer, Director, Client Services at PULSE.

Jordan has played a pivotal role at PULSE, dedicating 15 of his 20 years in the payments industry to the organization. Wearing many hats as the leader of the PULSE Operations Committee and Payment Security Council, he champions the battle against fraud, actively working to minimize fraudulent activities on their network and for their issuers and banks.

Tune in to supercharge your awareness of fraud as we explore a range of important topics:

⚡️ Who will ultimately win the fraud war? Is there a tipping point?
⚡️ AI & Fraud 👀
⚡️ Saturation of card-not-present (CNP) transactions across the entire payments ecosystem
⚡️ Advancing technology ➡️ transaction shifts ➡️ new fraud opportunities
⚡️ Social media's influence on fraudulent behavior
⚡️ Regulation - the Durbin Amendment's impact on the merchant community
⚡️ How fraudsters rely on bots in the CNP space 🤖
⚡️ The community bank advantage as it relates to hyper-personalization and fraud
⚡️ Who's liable for scam fraud and how that is evolving
⚡️ Staying ahead of fraud as the CNP world advances

To learn more, check out some of the links below:

Connect with Jordan on LinkedIn: https://www.linkedin.com/in/jordan-schaefer-8031714a/
PULSE: https://www.pulsenetwork.com/
Discover Financial Services: https://www.discover.com/

Jordan Schaefer | Director, Client Services | PULSE - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined by Chris Amador, Sr. Director of Strategic Solutions - Helix at Q2.

Chris has a diverse background in roles within the financial services industry. He has led product at Malauzai and aligned the mobile strategy of community banks with market demands. He continued on to Q2, where he held various roles in mobile products, digital banking solutions, and BaaS relationship management. Today, Chris is the Senior Director of Strategic Solutions for Q2's product Helix, a modern, cloud-native core for embedded finance.

In this episode we cover:
- Helix by Q2's approach to serving financial institutions and fintechs/brands
- Sidecar core and it's benefits
- Importance of controls and processes
- Most successful model: Direct to Bank
- Regulatory trends
- Increase in brands embedding finance
- Fintech due diligence plan

To learn more, check out some of the links below:

Connect with Chris on LinkedIn: https://www.linkedin.com/in/chrisamador512/
Q2: https://www.q2.com/
Helix: https://helix.q2.com/

Chris Amador | Sr. Director of Strategic Solutions | Helix by Q2 - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined by Jared Robinson, SVP, FinTech Program Manager at Legend Bank.

Jared brings over a wealth of experience in the financial services industry, having worked his way up from various roles at First United Bank to eventually leading as the AVP, Chief of Staff. Most recently, he leads innovation and BaaS strategy at Legend Bank while attending the SW Graduate School of Banking.

In this episode we cover:
- Misconceptions of BaaS Banking
- Methodical approach to BaaS Building
- Setting expectations for beginning BaaS strategies
- "There is nothing that a fintech is doing that a community bank can't do"

To learn more, check out some of the links below:

Connect with Jared on LinkedIn: https://www.linkedin.com/in/jared-robinson-a9719a154/
Legend Bank: https://www.legend.bank/

Jared Robinson | SVP, FinTech Program Manager | Legend Bank - Ridin With The FinTech Cowboys

FinTech | Banking | Data

Fintech Cowboys powered by FedFis Data (https://www.fedfis.com)

Josh Rowland on Community Banks Winning - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined by Michael Scott, President & CEO of First Community Bank and Marco Perez, Co-Founder of BANCreach & SVP Commercial Lending at First Community Bank..

In this episode we cover:
- Loan Participation
- Loan Participation App to lead generation for loan opportunity
- Community banking banning together and doing it ethically
- What it takes to build innovative products

To learn more, check out some of the links below:

Connect with Marco on LinkedIn: https://www.linkedin.com/in/marco-perez-bancreach/

BANCreach: https://bancreach.com/
First Community Bank: https://www.fcbtx.com/

Michael Scott & Marco Perez | First Community Bank & BANCreach - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined by Paul Provenzano, VP of Market Development of ebankIT.

Paul has been working in the financial industry for the past 20 years from cores to payments and digital technologies. He now serves as the VP of Market Development in the U.S. focusing on reshaping the digital banking landscape with a disruptive, intuitive, and customer-focused omnichannel platform.

In this episode we cover:
- Regulatory impacts and what we can learn from countries outside the U.S.
- Who owns the data: the bank or the consumer?
- Where will the consumer ultimately lay their trust: the bank or new lifestyle brands?
- Why we are embracing BaaS Banking/Embedded Finance
- Competing against the big banks
- Serving future generations

To learn more about Paul, check out some of the links below:

Connect with Paul on LinkedIn: https://www.linkedin.com/in/pauljprovenzano/
ebankIT: https://www.ebankit.com/

Paul Provenzano | VP of Market Development | ebankIT - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined by Mike Triggiano, Executive Vice President of Product Management & Corporate Development of Velocity Solutions.

Mike is responsible for setting strategic product vision, new product development, business development partnerships, and merger and acquisition strategy.

Prior to becoming EVP, Mike served as Chief Information Officer of the company from 2006 to 2013 during which time Mike led the development of the company’s products and information technology team.

Mike is passionate about collaborating with industry partners to forge innovative new solutions for community financial institutions. He vigilantly monitors technological advancements and product developments in the banking and credit union space and stays on top of trends in real-time by consulting with Velocity clients regarding challenges and opportunities they’re facing in the marketplace.

In this episode we cover:
- How to maximize revenue through segmentation of accounts
- Partners vs. clients and why it matters
- Account reengagement
- State of the market: filter through the noise and the advantages of diversified revenue
- Most importantly, how your bank can make more money

To learn more about Mike, check out some of the links below:

Connect with Mike on LinkedIn: https://www.linkedin.com/in/miketriggiano/
Velocity Solutions: https://myvelocity.com/

For more video interviews with other thought-leaders in the banking space from the Fintech Cowboys, visit us at https://www.FinTechCowboys.com.

Mike Triggiano | Executive Vice President | Velocity Solutions - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined by David Nohe, CEO of FinGoal.

David spent several years at Apple launching the original iPhone in the US and in the UK. From there, David moved at the intersection of financial technology & healthcare innovation working on new ways to reduce waste and help people afford the healthcare they need.

David founded FinGoal with a singular goal: to serve the financial champions who are helping regular folks take back control of their financial life.

In this episode we cover:
- What is FinGoal
- Differentiating competitive differences by understanding your transactions
- Representing local merchants transactions to a more marketable way
- Utilizing bank data for personalized marketing segments to your customer needs
- Efficiency in Community Banking
- Personalization in serving customers in a digital world
- Have Courage - in banking and in life. Great Message from David Nohe.

To learn more about David, check out some of the links below:

Connect with David on LinkedIn: https://www.linkedin.com/in/david-nohe/
FinGoal: https://www.fingoal.com/

For more video interviews with other thought-leaders in the banking space from the Fintech Cowboys, visit us at https://www.FinTechCowboys.com.

David Nohe | CEO | FinGoal - Ridin With The FinTech Cowboys

Dave Mayo on Regulations & Technology - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined by Paul Greenwood, President & Co-Founder of GDS Link.

Paul is responsible for the company’s overall strategic planning and direction, which is centered on providing the technology for clients to accurately score the behavior patterns of the customer lifecycle. He oversees GDS Link’s business development, sales operations, and marketing direction to ensure the delivery of customer-holistic risk management technologies.

Paul has more than 20 years of experience in the risk management industry, in which time he has provided clients with the expertise and guidance to design, implement, and manage their enterprise risk management platforms.

To learn more about Paul, check out some of the links below:

Connect with Paul on LinkedIn: https://www.linkedin.com/in/paul-greenwood-a457433/
GDS Link: https://www.gdslink.com/

For more video interviews with other thought-leaders in the banking space from the Fintech Cowboys, visit us at https://www.FinTechCowboys.com.

Paul Greenwood | President & Co-Founder | GDS Link - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined by Neeraj Vohra & Richard Leggett, both Managing Partners of the Bankers Helping Bankers (BHB) Fund.

Vohra has more than 30 years of strategic financial management and capital markets experience. Most recently, at Naples Technology Ventures, he was responsible for sourcing and leading investments in fintech and enterprise software companies, as well as the day-to-day operations of the fund. He has been the chief financial officer of four private companies and his investment banking experience includes the execution of more than $3 billion of capital raise transactions and 12 merger-and-acquisition deals predominantly in the fintech industry.

Leggett is an accomplished global chief executive in the information services, financial services and professional services industries with more than 30 years of experience in growing and operating global businesses. Over the past 16 years, he has served as CEO of three private equity-based information services businesses. He is a co-founder and board member of K Street Capital, a Washington D.C.-based angel investment group.

To learn more about Neeraj & Richard, check out some of the links below:

Connect with Neeraj on LinkedIn: https://www.linkedin.com/in/neeraj-vohra-4b13ba/
Connect with Richard on LinkedIn: https://www.linkedin.com/in/richard-leggett-391a8111/
Latitude38 Venture Partners: https://www.latitude38vp.com/

For more video interviews with other thought-leaders in the banking space from the Fintech Cowboys, visit us at https://www.FinTechCowboys.com.

Neeraj Vohra & Richard Leggett | Bankers Helping Bankers Fund - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined by Michael Glotz, CEO and Co-Founder of Strategic Risk Associates (SRA).

Mr. Glotz is the Chief Executive Officer and Co-founder of Strategic Risk Associates (SRA) and is the firms’ practice leader for risk management, governance, capital management and internal audit activities. He has led numerous risk management and capital planning engagement efforts for national, regional and community organizations. Mr. Glotz served as Senior Vice President and Strategic Financial Officer for Crestar Bank and later SunTrust Bank through acquisition. During his tenure with SunTrust Bank, he held various senior financial positions including Strategic Financial Officer and head of Strategic Cost Management (EMC2 Play.) Immediately before SRA’s founding, Mr. Glotz was a Managing Vice President with Capital One Financial Corporation. Mr. Glotz held a number of senior positions with Capital One including Managing Vice President of Corporate Audit and Credit Review Services for Capital One Bank ($80 Billion in Assets at the time), which included the oversight and development of over 100 audit and risk professionals. Mr. Glotz also supported the implementation of Enterprise Risk Management and lead independent assessments of bank acquisition and integration activities for large-scale mergers. Mr. Glotz is Risk-Reward Co-Chair of the American Association of Bank Directors and is a faculty member of the Institute of Bank Director Education. Mr. Glotz was a Faculty Professor of the Virginia Bankers School at the University of Virginia where he taught Risk Governance and ERM. He has delivered Bank Director training for many State Banking Association, and individually for a number of Boards. Mr. Glotz received a BBA Degree in Business with the University of Wisconsin, an MBA with the University of Richmond and completed the Executive Development Program at Wharton, University of Pennsylvania. He is a Certified Risk Professional.

In this episode we cover:
- Aggregating data to measure risk: the SRA approach
- Risk and Strategy as a close relationship
- Managing fraud in banking fintech partnerships
- How SRA uses SRA Watchtower to monitor data and measure risk
- Protecting the consumers through safe and complaint partnerships
- Profitability in direct banking
- Key risk indicators for banks and fintechs

To learn more about Michael, check out some of the links below:

Connect with Michael on LinkedIn: https://www.linkedin.com/in/michael-glotz-109517/
SRA: https://www.srarisk.com/

For more video interviews with other thought-leaders in the banking space from the Fintech Cowboys, visit us at https://www.FinTechCowboys.com.

Michael Glotz | CEO and Co-Founder | Strategic Risk Associates (SRA) -Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined by Joe Maxwell, Managing Partner at FINTOP Capital.

Joe Maxwell is the Managing Partner at FINTOP Capital. Joe was most recently the EVP and MD of IPreo Inc. where he led the Private Capital Markets, acquiring Clear Momentum Inc. in December 2015 and ILevel Inc. in August 2015. Prior to its 2014 acquisition by Ipreo, Joe was Chairman and CEO of Shareholder InSite. He was also the founder and CEO of CapControls, Inc., and founder, CEO and Chairman of Investment Scorecard, Inc. Investment Scorecard sold to Informa PLC in April 2007.

Joe is a native of Huntington, WV and holds a BA from Denison University and an MBA from Vanderbilt University. He lives in Nashville, TN, with his wife Juliana and their three sons; Wyatt, Rudy, Hadley and three Labradors; Gus, Sandy and Pearl. Joe is an active member of YPO Gold and engaged in multiple charitable organizations.

In this episode we cover:
- Preparing for 2.5/3.0 banking
- Technology that scales for the future
- KYB: "Know Your Bank"
- The crisis of SVB: unpacking the details

To learn more about Joe, check out some of the links below:

Connect with Joe on LinkedIn: https://www.linkedin.com/in/josephemaxwell
FINTOP Capital: https://www.fintopcapital.com/

For more video interviews with other thought-leaders in the banking space from the Fintech Cowboys, visit us at https://www.FinTechCowboys.com.

Joe Maxwell | Managing Partner | FINTOP Capital - Ridin With The FinTech Cowboys

Steve Sievert | EVP, Marketing and Brand Management | PULSE - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we
are joined by Rebecca Bacon, VP, Head of Financial Institutions at Upgrade.

Rebecca leads Upgrade's Financial Institution Partnerships nationally. She is a seasoned Fintech executive and covers all bank and credit union partnerships. Previously, Rebecca was with another marketplace lending platform where she also worked on developing holistic financial institution partnerships and capital deployment strategies. Prior to entering the fintech space, Rebecca was in Investment Banking at Bank of America Merrill Lynch and Securities Lending at Goldman Sachs.

In this episode we cover:
- Impacts of SVB/Signature
- The risk of a digital bank run
- Upgrade’s roll on deposits
- Partnering with fintechs: how to approach, what to be aware of, what to embrace
- The future of deposit outflows
- A time to be inspired: watching the definition of bankers helping bankers

To learn more about Rebecca, check out some of the links below:

Connect with Rebecca on LinkedIn: https://www.linkedin.com/in/rebecca-bacon/
Upgrade: https://www.upgrade.com/

For more video interviews with other thought-leaders in the banking space from the Fintech Cowboys, visit us at https://www.FinTechCowboys.com.

Rebecca Bacon | VP, Head of Financial Institutions | Upgrade - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we
are joined by Joe Beard, Co-Founder & CEO at CollateralEdge.

Joe has had a diverse career spread across the military, technology, investment banking, and venture capital. As a former Partner at Perot Jain, a Dallas-based venture capital firm, he led 40+ investments in 5 years. He's a Founder and Board Member of Venture Dallas, the premier venture capital conference in the DFW region, and a recipient of the Tech Titans Investment Catalyst Award. He spent 8 years as an investment banker in New York and Dallas and has executed approximately $10 billion in transactions across M&A, debt, and equity. Currently, Joe serves as the CEO of CollateralEdge, a fintech platform that provides banks with a flexible, automated sales enablement solution to efficiently increase lending capacity without compromising credit quality.

In this episode we cover:
- CollateralEdge's approach to helping community banks win more business and reduce wasted time for short-term underwriting on middle market loans
- Converting good deals into a long term customers
- Improving transactions for the borrower
- Recent impacts of SVB/Signature Bank
- In BaaS environment, how do you identify good fintechs for your bank?
- The two most important lessons from the military that transcends into banking

To learn more about Joe, check out some of the links below:

Connect with Joe on LinkedIn: https://www.linkedin.com/in/josephabeard/
CollateralEdge: https://collateraledge.com/

For more video interviews with other thought-leaders in the banking space from the Fintech Cowboys, visit us at https://www.FinTechCowboys.com.

Joe Beard | Co-Founder & CEO | CollateralEdge - Ridin With The FinTech Cowboys

Alex Baydin | Founder & CEO | PerformLine - Ridin With The FinTech Cowboys

Sarah Howell | SVP of Partner Programs | Infinant - Ridin with The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we
are joined by Emily Steele, President & COO at Savana.

Emily Steele has over 25 years in the banking software industry, where she has actively engaged with global thought leaders, financial services industry consultants, and technology innovators to define and deliver high-performance digital end-to-end banking technology. Most recently, she served as President of Temenos, North America, a leading global provider of banking software solutions. Now as the President and COO of Savana, Steele will be focused on three main areas of growth – GTM, customer delivery and success, and employee expansion. Her unwavering passion for continuously creating a better customer experience are in line with Savana's values.

In this episode we core technology and how to solve some of the challenges we've had from the beginning, payments hubs, embedded banking, and so much more!

To learn more about Emily, check out some of the links below:

Connect with Emily on LinkedIn: https://www.linkedin.com/in/emily-steele-ba64313
Savana: https://www.savanainc.com/

For more video interviews with other thought-leaders in the banking space from the Fintech Cowboys, visit us at https://www.FinTechCowboys.com.

Emily Steele | President & COO | Savana - Ridin with The FinTech Cowboys

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we
are joined by Bill Briggs, CEO at The BaaS Association.

Bill come with over two decades of leadership at the intersection of financial services issues, technology, and public policy. He served as the Acting Associate Administrator, Office of Capital Access (AAA/OCA) at the U.S. Small Business Administration (SBA) and oversaw all aspects of the historic Paycheck Protection Program (PPP) which helped millions of small businesses during the COVID-19 pandemic. Prior to serving with SBA, Bill has been involved in some of the most consequential financial services policy issues, having directed public policy advocacy efforts in over 30 states.

In this episode we cover Banking-as-a-Service as a whole and everything you need to know about The BaaS Association.

To learn more about Bill, check out some of the links below:

Connect with Bill on LinkedIn: https://www.linkedin.com/in/bbriggs/
Learn more about Bill: https://www.bbadvisory.net

For more video interviews with other thought-leaders in the banking space from the Fintech Cowboys, visit us at https://www.FinTechCowboys.com.

Bill Briggs | CEO | The BaaS Association - Ridin with The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we
are joined by John Symcox, Chief Innovation Officer at First Fidelity Bank.

John Symcox is a 4th generation banker from the Symcox family. His current role at FFB is to work with established partners to start-ups; next-gen technologist, FinTech, InsurTech, RegTech, Investment Management Tech and other non-financial tech companies to find the best ideas for solving customer problems in finance and life management. His background comes with a deep understanding in the wealth management space at First Fidelity Financial Group.

In this episode we take a deep dive on wealth management services and cryptocurrency.

To learn more about John, check out some of the links below:

Connect with John on LinkedIn: https://www.linkedin.com/in/johnsymcox/
First Fidelity Bank: https://www.ffb.com/

For more video interviews with other thought-leaders in the banking space from the Fintech Cowboys, visit us at https://www.FinTechCowboys.com.

John Symcox | Chief Innovation Officer | First Fidelity Bank - Ridin with The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we
are joined by Sheree Thornsberry, Payments and Financial Services Practice Lead at The ROIG Group.

Sheree Thornsberry co-leads the Financial Services Practice at The ROIG Group. Sheree is an accomplished executive with over 25 years of leadership experience in the Payments business. Previously, she was the Executive Vice President and Head of Payments for MetaBank where she led prepaid, debit, acquiring, correspondent and ATM. In addition to significantly growing the Payments business at MetaBank during her tenure, Sheree also led Enterprise Marketing, Human Resources, as well as Consumer Lending and Tax. Prior to MetaBank, Sheree was the General Manager of Hawk Incentives at Blackhawk Network where she as responsible for leading over 600 employees.

In this episode we cover questions like are fintechs the new de novos? What will the future of banks look like - backoffice/complaince-as-a-service for fintechs? or compete on the retail fight? You'll also hear insightful topics around banks/fintechs focusing on what they do best, the value chain, lifestyle brands, key things to look at when entering new spaces.

To learn more about Sheree, check out some of the links below:

Connect with Sheree on LinkedIn: https://www.linkedin.com/in/sheree-thornsberry-a20bb023/
The ROIG Group: https://www.theroiggroup.com/

For more video interviews with other thought-leaders in the banking space from the Fintech Cowboys, visit us at https://www.FinTechCowboys.com.

Sheree Thornsberry | Payments and Financial Services Practice Lead | The ROIG Group

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we
are joined by Cal Roberson, Director of Strategic Partnerships & Brad Giddens, Director of Sales at CalTech.

Cal has over 25 years experience in technology support. Currently he is responsible for onboarding new customers and new technicians to create strong customer relationships. Cal also spearheaded the creation of the first branch office for CalTech and continue to run that office today.

Brad has been working with financial institutions for over 16 years in payments and Cybersecurity. He helps community bankers better utilize technology and keep their bank secure.

In this episode we cover cybersecurity, IT, security threats to banks, trends in bank cyber attacks, the power in working with a trusted provider, security in Cores, and technology advances and how that impacts security at the bank.

To learn more about Cal & Brad, check out some of the links below:

Connect with Cal on LinkedIn: https://www.linkedin.com/in/cal-roberson-7307489/
Connect with Brad on LinkedIn: https://www.linkedin.com/in/bradgiddens/
CalTech: https://www.caltech.com/

For more video interviews with other thought-leaders in the banking space from the Fintech Cowboys, visit us at https://www.FinTechCowboys.com.

Cal Roberson & Brad Giddens | CalTech - Ridin with The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we
are joined by Ryan James President & CEO of Surety Bank. Ryan brings his enthusiasm in his role as the host of The Paper Podcast. There, he covers topics such as the future of money, Defi, FinTech, Compliance, Fraud. At Surety Bank, Ryan focuses on banking underserved industries such as money service businesses (MSBs), the cannabis industry and the cryptocurrency industry. Ryan currently holds a seat on the board of directors for the Florida Banker’s Association and is a founding member of the Cryptocurrency Compliance Cooperative.

Ryan, expert on anti-money laundering, cannabis, crypto, money service businesses, etc. and in our conversations we cover: BSA/ALM, being a new CEO during a financial crisis & how that breeds innovation, BaaS, affinity groups in fintechs & lifestyle brands, and so much more!

To learn more about Ryan, check out some of the links below:

Connect with Ryan on LinkedIn: https://www.linkedin.com/in/ryan-james-9b088465/
Surety Bank: https://www.mysuretybank.com/
The Paper Podcast: https://podcasts.apple.com/us/podcast/the-paper-podcast/id1618943702
Ryan James: ryangjames.com/paper

For more video interviews with other thought-leaders in the banking space from the Fintech Cowboys, visit us at https://www.FinTechCowboys.com.

Ryan James | President & CEO | Surety Bank - Ridin with The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we
are joined by Wendell Bontrager, President & Co-Founder of Sonata Bank. With three decades of banking experience, he specializes in developing high-performance teams, developing and implementing organic growth initiatives, and has led organizations ranging from a de novo bank to a multi-state bank with $4 billion in assets. His extensive experience includes strategic revenue initiatives for privately held businesses in the payment technology industry, managing turnarounds and restructuring, and merger integrations, leading seven acquisitions in two years.

In our conversations we cover the franchising model in for the bank and serving banking needs for franchises AND, of course, new ways to make money through partnering with fintechs.

To learn more about Wendell, check out some of the links below:

Connect with Wendell on LinkedIn: https://www.linkedin.com/in/wbontrager/
Sonata Bank: https://www.sonatabank.com/

For more video interviews with other thought-leaders in the banking space from the Fintech Cowboys, visit us at https://www.FinTechCowboys.com.

Wendell Bontrager | President & Co-Founder | Sonata Bank- Ridin with The FinTech Cowboys

Tim Heilman | EVP, Chief Brand & Innovation Officer | Choice Bank - Ridin with The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are lucky to have two guests join us. You'll get to know Ronny Chapman, Senior Vice President, Fintech Solutions and Chris Appie, President, Compliance Systems with CUNA Mutual Group.

To learn more about Chris & Ronny, check out some of the links below:

Connect with Chris on LinkedIn: https://www.linkedin.com/in/chrisappie/
Connect with Ronny on LinkedIn:: https://www.linkedin.com/in/ronnychapman/
CUNA Mutual: https://www.cunamutual.com/

For more video interviews with other thought-leaders in the banking space from the FinTech Cowboys, visit us at https://www.FinTechCowboys.com.

Ronny Chapman & Chris Appie | CUNA Mutual Group - Ridin with The FinTech Cowboys

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Meet The Cowboys
Dave & Tanner

The FinTech Cowboys, 5th generation bankers, ranchers, and father-son duo who teamed together to build FedFis. Dave & Tanner’s background is a veritable history of FinTech, banking, and data. They use their experience and influence to bring data insights via live conversations with industry experts, democratizing fact and filtering through bullshit.

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Part 2

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://fedfis.com), we are joined by Jason Mikula, Founder/Publisher of Fintech Business Weekly.

Jason is an International startup & Fortune 500 Vet - Goldman Sachs, University of Chicago, US Peace Corps. Digital banking and fintech product builder & marketer with experience in consulting, startup, mid-stage, and mature corporate environments. Jason is always up for a new challenge.

Key topics you won't want to miss:

🚀 The contrasting incentives of fintechs and banks
🌎 Opportunities that lie beyond geographic location
📊 The lowdown on what the data says about BaaS Banks
🛡️ Evolving while ensuring compliance and regulatory integrity

🔍 Every Sunday, Jason brings the heat, providing an unvarnished perspective that unveils the reality and truth behind the trends and stories in banking and fintech. Be sure to check out Fintech Business Weekly below - it's required reading. 🔥📖

Connect with Jason on LinkedIn: https://www.linkedin.com/in/jasonmikula/
Substack: https://fintechbusinessweekly.substack.com/
Fintech Business Weekly LinkedIn: https://www.linkedin.com/company/fintech-business-weekly/

Jason Mikula | Founder/Publisher | Fintech Business Weekly - Ridin With The FinTech Cowboys - Part 2

Part 1

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://fedfis.com), we are joined by Jason Mikula, Founder/Publisher of Fintech Business Weekly.

Jason is an International startup & Fortune 500 Vet - Goldman Sachs, University of Chicago, US Peace Corps. Digital banking and fintech product builder & marketer with experience in consulting, startup, mid-stage, and mature corporate environments. Jason is always up for a new challenge.

In this episode, we cover:
⭐ Your network's influence on being an Optimist or Pessimist
⭐ Regulators in the #baas landscape
⭐ The risks of geographically concentrated banking
⭐ Leveraging #baas to improve diversity, resilience, and risk management

Connect with Jason on LinkedIn: https://www.linkedin.com/in/jasonmikula/
Substack: https://fintechbusinessweekly.substack.com/
Fintech Business Weekly LinkedIn: https://www.linkedin.com/company/fintech-business-weekly/

Jason Mikula | Founder/Publisher | Fintech Business Weekly - Ridin With The FinTech Cowboys - Part 1

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://fedfis.com), we are joined by Chris Doyle, President/CEO and Member of the Board of Directors of Texas First Bank. He also serves as President and is a Member of the Board of Directors of Texas Independent Banchsares, Inc.

In May 1988, Doyle graduated with honors, Cum Laude, from Texas Tech University with a BBA in Finance. Doyle served a six-year term on the Board of Directors for the Federal Reserve Bank of Dallas beginning in 2015. He is a current Member of the Board of Directors of the Independent Bankers Association of Texas (IBAT), a member of CBANC Board in Austin, TX., a former member and past Chairman of the Southwestern Automated Clearing House Association (SWACHA), and a former Member of the Board Federal Delegate of the Independent Community Bankers of America (ICBA) – three trade associations for the banking industry. Doyle also serves on the Payments and Technology Committee for ICBA and is the Vice Chairman for IBAT.

Doyle is a true leader and is committed to his community and civic activities personally and professionally. He is a Member and past Chairman of the Salvation Army Advisory Board. Doyle is also an Eagle Scout and a former Member of the Board of
Directors of the Texas City – LaMarque Chamber of Commerce.

Doyle received the IBAT Excellence in Leadership Award in 2005, in 2006 he was named one of the Five Outstanding Young Texans by the Texas Jaycees, and in 2007 he received the Texas City – LaMarque Chamber of Commerce Citizen of the Year
Award. In 2012 he received the highest honor a civilian can receive from the Salvation Army, the Others Award. In 2017 he was inducted into the Hall of Honor by the TCISD Foundation for the future and awarded the Phoenix Award by the TC/LM Chamber
of Commerce. In 2018 he was awarded Most Admired CEO by the Houston Business Journal.

Doyle resides in Texas City with his wife, Stephanie Katherine Doyle, and their four sons, Corbin, Charles, Christopher, and Cullen. He is a member of St. Mary of the Miraculous Medal Catholic Church of Texas City.

In this episode, we cover:
💡 Developing an Innovation Plan
💡 Leaning on other bankers, associations, and 3rd parties
💡 Regulatory burden and cost of technology - is it driving bank M&A?
💡 Getting involved in FinTech Funds

Connect with Chris on LinkedIn: https://www.linkedin.com/in/chris-doyle-24821824/
Texas First Bank: https://texasfirst.bank/

Chris Doyle | President/CEO | Texas First Bank - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://fedfis.com), we are joined by Deke Alexander, a community banker with an underscore on "community."

Deke has spent his entire career in community banking and serving the community, beginning at a young age with Point Bank in Pilot Point, Texas. This experience was foundational in developing his passion for serving and eventually leading a community bank.

He has had opportunities to work with reputable mentors within the industry and be a part of exceptional teams over the years, that have all contributed to his journey and his philosophy of banking.

He has been married to his wife, Samantha Alexander, for 17 years. The couple is building on the foundation laid by both family’s generational roots in Texas banking, dating back to the 1800s.

Listen in as Deke passionately shares his wealth of knowledge and invaluable insights into how community banks not only weather the storms of a fast-paced and highly disruptive environment but also thrive and prosper.

Topics we cover:

☑ Technology and People as a Community Bank Strategy
☑ The Impact of Mentors in Leadership
☑ The Importance of the Community Bank to the Community
☑ How focusing on the Community can grow your bottom line
☑ Any size Community Bank can Transition and Scale as a Team

Connect with Deke on LinkedIn: https://www.linkedin.com/in/deke-alexander-7a99aa42/

Deke Alexander | A Community Banker - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined by Greg Ohlendorf, President & CEO of First Community Bank and Trust.

Exemplifying an impressive showcase of loyalty, Greg has dedicated his entire 38-year career to First Community Bank and Trust. Under his visionary leadership, his team has successfully established 18 FinTech relationships (as of this posting) - a testament to his forward-thinking approach and the bank's commitment to staying relevant and competitive in a hyper-changing community bank space. Greg's proactive stance in addressing even the most intricate challenges is evident, as they leverage partnerships with FinTechs and 3rd parties to convert obstacles into opportunities that amplify operational efficiency and elevate the customer experience.

In this episode we cover:
🔥 Leveraging niche FinTechs and 3rd party relationships to solve small cumulative challenges
🔥 The Interagency Guidance On Third-Party Relationships: Risk Management - a roadmap and framework to help you get started
🔥 Integrating 3rd parties - challenges, changes and trends
🔥 Analyzing trends in data and skating where the puck is going to be
🔥 Opening more doors and the serendipitous results of collaborating with FinTechs
🔥 Succession planning, enriching the job of your employees, and making your bank more interesting to the next generation
🔥 Taking your banking career to the next level

To learn more, check out some of the links below:

Connect with Greg on LinkedIn: https://www.linkedin.com/in/greg-ohlendorf-15168316/
First Community Bank & Trust: https://www.firstcbt.bank/

Greg Ohlendorf | President & CEO | First Community Bank and Trust - Ridin With The FinTech Cowboys

FinTech | Banking | Data

Fintech Cowboys powered by FedFis Data (https://www.fedfis.com)

Greg Ohlendorf on the Most Fun Part of His FinTech Journey - Ridin' with the FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined by Jordan Schaefer, Director, Client Services at PULSE.

Jordan has played a pivotal role at PULSE, dedicating 15 of his 20 years in the payments industry to the organization. Wearing many hats as the leader of the PULSE Operations Committee and Payment Security Council, he champions the battle against fraud, actively working to minimize fraudulent activities on their network and for their issuers and banks.

Tune in to supercharge your awareness of fraud as we explore a range of important topics:

⚡️ Who will ultimately win the fraud war? Is there a tipping point?
⚡️ AI & Fraud 👀
⚡️ Saturation of card-not-present (CNP) transactions across the entire payments ecosystem
⚡️ Advancing technology ➡️ transaction shifts ➡️ new fraud opportunities
⚡️ Social media's influence on fraudulent behavior
⚡️ Regulation - the Durbin Amendment's impact on the merchant community
⚡️ How fraudsters rely on bots in the CNP space 🤖
⚡️ The community bank advantage as it relates to hyper-personalization and fraud
⚡️ Who's liable for scam fraud and how that is evolving
⚡️ Staying ahead of fraud as the CNP world advances

To learn more, check out some of the links below:

Connect with Jordan on LinkedIn: https://www.linkedin.com/in/jordan-schaefer-8031714a/
PULSE: https://www.pulsenetwork.com/
Discover Financial Services: https://www.discover.com/

Jordan Schaefer | Director, Client Services | PULSE - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined by Chris Amador, Sr. Director of Strategic Solutions - Helix at Q2.

Chris has a diverse background in roles within the financial services industry. He has led product at Malauzai and aligned the mobile strategy of community banks with market demands. He continued on to Q2, where he held various roles in mobile products, digital banking solutions, and BaaS relationship management. Today, Chris is the Senior Director of Strategic Solutions for Q2's product Helix, a modern, cloud-native core for embedded finance.

In this episode we cover:
- Helix by Q2's approach to serving financial institutions and fintechs/brands
- Sidecar core and it's benefits
- Importance of controls and processes
- Most successful model: Direct to Bank
- Regulatory trends
- Increase in brands embedding finance
- Fintech due diligence plan

To learn more, check out some of the links below:

Connect with Chris on LinkedIn: https://www.linkedin.com/in/chrisamador512/
Q2: https://www.q2.com/
Helix: https://helix.q2.com/

Chris Amador | Sr. Director of Strategic Solutions | Helix by Q2 - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined by Jared Robinson, SVP, FinTech Program Manager at Legend Bank.

Jared brings over a wealth of experience in the financial services industry, having worked his way up from various roles at First United Bank to eventually leading as the AVP, Chief of Staff. Most recently, he leads innovation and BaaS strategy at Legend Bank while attending the SW Graduate School of Banking.

In this episode we cover:
- Misconceptions of BaaS Banking
- Methodical approach to BaaS Building
- Setting expectations for beginning BaaS strategies
- "There is nothing that a fintech is doing that a community bank can't do"

To learn more, check out some of the links below:

Connect with Jared on LinkedIn: https://www.linkedin.com/in/jared-robinson-a9719a154/
Legend Bank: https://www.legend.bank/

Jared Robinson | SVP, FinTech Program Manager | Legend Bank - Ridin With The FinTech Cowboys

FinTech | Banking | Data

Fintech Cowboys powered by FedFis Data (https://www.fedfis.com)

Josh Rowland on Community Banks Winning - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined by Michael Scott, President & CEO of First Community Bank and Marco Perez, Co-Founder of BANCreach & SVP Commercial Lending at First Community Bank..

In this episode we cover:
- Loan Participation
- Loan Participation App to lead generation for loan opportunity
- Community banking banning together and doing it ethically
- What it takes to build innovative products

To learn more, check out some of the links below:

Connect with Marco on LinkedIn: https://www.linkedin.com/in/marco-perez-bancreach/

BANCreach: https://bancreach.com/
First Community Bank: https://www.fcbtx.com/

Michael Scott & Marco Perez | First Community Bank & BANCreach - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined by Paul Provenzano, VP of Market Development of ebankIT.

Paul has been working in the financial industry for the past 20 years from cores to payments and digital technologies. He now serves as the VP of Market Development in the U.S. focusing on reshaping the digital banking landscape with a disruptive, intuitive, and customer-focused omnichannel platform.

In this episode we cover:
- Regulatory impacts and what we can learn from countries outside the U.S.
- Who owns the data: the bank or the consumer?
- Where will the consumer ultimately lay their trust: the bank or new lifestyle brands?
- Why we are embracing BaaS Banking/Embedded Finance
- Competing against the big banks
- Serving future generations

To learn more about Paul, check out some of the links below:

Connect with Paul on LinkedIn: https://www.linkedin.com/in/pauljprovenzano/
ebankIT: https://www.ebankit.com/

Paul Provenzano | VP of Market Development | ebankIT - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined by Mike Triggiano, Executive Vice President of Product Management & Corporate Development of Velocity Solutions.

Mike is responsible for setting strategic product vision, new product development, business development partnerships, and merger and acquisition strategy.

Prior to becoming EVP, Mike served as Chief Information Officer of the company from 2006 to 2013 during which time Mike led the development of the company’s products and information technology team.

Mike is passionate about collaborating with industry partners to forge innovative new solutions for community financial institutions. He vigilantly monitors technological advancements and product developments in the banking and credit union space and stays on top of trends in real-time by consulting with Velocity clients regarding challenges and opportunities they’re facing in the marketplace.

In this episode we cover:
- How to maximize revenue through segmentation of accounts
- Partners vs. clients and why it matters
- Account reengagement
- State of the market: filter through the noise and the advantages of diversified revenue
- Most importantly, how your bank can make more money

To learn more about Mike, check out some of the links below:

Connect with Mike on LinkedIn: https://www.linkedin.com/in/miketriggiano/
Velocity Solutions: https://myvelocity.com/

For more video interviews with other thought-leaders in the banking space from the Fintech Cowboys, visit us at https://www.FinTechCowboys.com.

Mike Triggiano | Executive Vice President | Velocity Solutions - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined by David Nohe, CEO of FinGoal.

David spent several years at Apple launching the original iPhone in the US and in the UK. From there, David moved at the intersection of financial technology & healthcare innovation working on new ways to reduce waste and help people afford the healthcare they need.

David founded FinGoal with a singular goal: to serve the financial champions who are helping regular folks take back control of their financial life.

In this episode we cover:
- What is FinGoal
- Differentiating competitive differences by understanding your transactions
- Representing local merchants transactions to a more marketable way
- Utilizing bank data for personalized marketing segments to your customer needs
- Efficiency in Community Banking
- Personalization in serving customers in a digital world
- Have Courage - in banking and in life. Great Message from David Nohe.

To learn more about David, check out some of the links below:

Connect with David on LinkedIn: https://www.linkedin.com/in/david-nohe/
FinGoal: https://www.fingoal.com/

For more video interviews with other thought-leaders in the banking space from the Fintech Cowboys, visit us at https://www.FinTechCowboys.com.

David Nohe | CEO | FinGoal - Ridin With The FinTech Cowboys

Dave Mayo on Regulations & Technology - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined by Paul Greenwood, President & Co-Founder of GDS Link.

Paul is responsible for the company’s overall strategic planning and direction, which is centered on providing the technology for clients to accurately score the behavior patterns of the customer lifecycle. He oversees GDS Link’s business development, sales operations, and marketing direction to ensure the delivery of customer-holistic risk management technologies.

Paul has more than 20 years of experience in the risk management industry, in which time he has provided clients with the expertise and guidance to design, implement, and manage their enterprise risk management platforms.

To learn more about Paul, check out some of the links below:

Connect with Paul on LinkedIn: https://www.linkedin.com/in/paul-greenwood-a457433/
GDS Link: https://www.gdslink.com/

For more video interviews with other thought-leaders in the banking space from the Fintech Cowboys, visit us at https://www.FinTechCowboys.com.

Paul Greenwood | President & Co-Founder | GDS Link - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined by Neeraj Vohra & Richard Leggett, both Managing Partners of the Bankers Helping Bankers (BHB) Fund.

Vohra has more than 30 years of strategic financial management and capital markets experience. Most recently, at Naples Technology Ventures, he was responsible for sourcing and leading investments in fintech and enterprise software companies, as well as the day-to-day operations of the fund. He has been the chief financial officer of four private companies and his investment banking experience includes the execution of more than $3 billion of capital raise transactions and 12 merger-and-acquisition deals predominantly in the fintech industry.

Leggett is an accomplished global chief executive in the information services, financial services and professional services industries with more than 30 years of experience in growing and operating global businesses. Over the past 16 years, he has served as CEO of three private equity-based information services businesses. He is a co-founder and board member of K Street Capital, a Washington D.C.-based angel investment group.

To learn more about Neeraj & Richard, check out some of the links below:

Connect with Neeraj on LinkedIn: https://www.linkedin.com/in/neeraj-vohra-4b13ba/
Connect with Richard on LinkedIn: https://www.linkedin.com/in/richard-leggett-391a8111/
Latitude38 Venture Partners: https://www.latitude38vp.com/

For more video interviews with other thought-leaders in the banking space from the Fintech Cowboys, visit us at https://www.FinTechCowboys.com.

Neeraj Vohra & Richard Leggett | Bankers Helping Bankers Fund - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined by Michael Glotz, CEO and Co-Founder of Strategic Risk Associates (SRA).

Mr. Glotz is the Chief Executive Officer and Co-founder of Strategic Risk Associates (SRA) and is the firms’ practice leader for risk management, governance, capital management and internal audit activities. He has led numerous risk management and capital planning engagement efforts for national, regional and community organizations. Mr. Glotz served as Senior Vice President and Strategic Financial Officer for Crestar Bank and later SunTrust Bank through acquisition. During his tenure with SunTrust Bank, he held various senior financial positions including Strategic Financial Officer and head of Strategic Cost Management (EMC2 Play.) Immediately before SRA’s founding, Mr. Glotz was a Managing Vice President with Capital One Financial Corporation. Mr. Glotz held a number of senior positions with Capital One including Managing Vice President of Corporate Audit and Credit Review Services for Capital One Bank ($80 Billion in Assets at the time), which included the oversight and development of over 100 audit and risk professionals. Mr. Glotz also supported the implementation of Enterprise Risk Management and lead independent assessments of bank acquisition and integration activities for large-scale mergers. Mr. Glotz is Risk-Reward Co-Chair of the American Association of Bank Directors and is a faculty member of the Institute of Bank Director Education. Mr. Glotz was a Faculty Professor of the Virginia Bankers School at the University of Virginia where he taught Risk Governance and ERM. He has delivered Bank Director training for many State Banking Association, and individually for a number of Boards. Mr. Glotz received a BBA Degree in Business with the University of Wisconsin, an MBA with the University of Richmond and completed the Executive Development Program at Wharton, University of Pennsylvania. He is a Certified Risk Professional.

In this episode we cover:
- Aggregating data to measure risk: the SRA approach
- Risk and Strategy as a close relationship
- Managing fraud in banking fintech partnerships
- How SRA uses SRA Watchtower to monitor data and measure risk
- Protecting the consumers through safe and complaint partnerships
- Profitability in direct banking
- Key risk indicators for banks and fintechs

To learn more about Michael, check out some of the links below:

Connect with Michael on LinkedIn: https://www.linkedin.com/in/michael-glotz-109517/
SRA: https://www.srarisk.com/

For more video interviews with other thought-leaders in the banking space from the Fintech Cowboys, visit us at https://www.FinTechCowboys.com.

Michael Glotz | CEO and Co-Founder | Strategic Risk Associates (SRA) -Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are joined by Joe Maxwell, Managing Partner at FINTOP Capital.

Joe Maxwell is the Managing Partner at FINTOP Capital. Joe was most recently the EVP and MD of IPreo Inc. where he led the Private Capital Markets, acquiring Clear Momentum Inc. in December 2015 and ILevel Inc. in August 2015. Prior to its 2014 acquisition by Ipreo, Joe was Chairman and CEO of Shareholder InSite. He was also the founder and CEO of CapControls, Inc., and founder, CEO and Chairman of Investment Scorecard, Inc. Investment Scorecard sold to Informa PLC in April 2007.

Joe is a native of Huntington, WV and holds a BA from Denison University and an MBA from Vanderbilt University. He lives in Nashville, TN, with his wife Juliana and their three sons; Wyatt, Rudy, Hadley and three Labradors; Gus, Sandy and Pearl. Joe is an active member of YPO Gold and engaged in multiple charitable organizations.

In this episode we cover:
- Preparing for 2.5/3.0 banking
- Technology that scales for the future
- KYB: "Know Your Bank"
- The crisis of SVB: unpacking the details

To learn more about Joe, check out some of the links below:

Connect with Joe on LinkedIn: https://www.linkedin.com/in/josephemaxwell
FINTOP Capital: https://www.fintopcapital.com/

For more video interviews with other thought-leaders in the banking space from the Fintech Cowboys, visit us at https://www.FinTechCowboys.com.

Joe Maxwell | Managing Partner | FINTOP Capital - Ridin With The FinTech Cowboys

Steve Sievert | EVP, Marketing and Brand Management | PULSE - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we
are joined by Rebecca Bacon, VP, Head of Financial Institutions at Upgrade.

Rebecca leads Upgrade's Financial Institution Partnerships nationally. She is a seasoned Fintech executive and covers all bank and credit union partnerships. Previously, Rebecca was with another marketplace lending platform where she also worked on developing holistic financial institution partnerships and capital deployment strategies. Prior to entering the fintech space, Rebecca was in Investment Banking at Bank of America Merrill Lynch and Securities Lending at Goldman Sachs.

In this episode we cover:
- Impacts of SVB/Signature
- The risk of a digital bank run
- Upgrade’s roll on deposits
- Partnering with fintechs: how to approach, what to be aware of, what to embrace
- The future of deposit outflows
- A time to be inspired: watching the definition of bankers helping bankers

To learn more about Rebecca, check out some of the links below:

Connect with Rebecca on LinkedIn: https://www.linkedin.com/in/rebecca-bacon/
Upgrade: https://www.upgrade.com/

For more video interviews with other thought-leaders in the banking space from the Fintech Cowboys, visit us at https://www.FinTechCowboys.com.

Rebecca Bacon | VP, Head of Financial Institutions | Upgrade - Ridin With The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we
are joined by Joe Beard, Co-Founder & CEO at CollateralEdge.

Joe has had a diverse career spread across the military, technology, investment banking, and venture capital. As a former Partner at Perot Jain, a Dallas-based venture capital firm, he led 40+ investments in 5 years. He's a Founder and Board Member of Venture Dallas, the premier venture capital conference in the DFW region, and a recipient of the Tech Titans Investment Catalyst Award. He spent 8 years as an investment banker in New York and Dallas and has executed approximately $10 billion in transactions across M&A, debt, and equity. Currently, Joe serves as the CEO of CollateralEdge, a fintech platform that provides banks with a flexible, automated sales enablement solution to efficiently increase lending capacity without compromising credit quality.

In this episode we cover:
- CollateralEdge's approach to helping community banks win more business and reduce wasted time for short-term underwriting on middle market loans
- Converting good deals into a long term customers
- Improving transactions for the borrower
- Recent impacts of SVB/Signature Bank
- In BaaS environment, how do you identify good fintechs for your bank?
- The two most important lessons from the military that transcends into banking

To learn more about Joe, check out some of the links below:

Connect with Joe on LinkedIn: https://www.linkedin.com/in/josephabeard/
CollateralEdge: https://collateraledge.com/

For more video interviews with other thought-leaders in the banking space from the Fintech Cowboys, visit us at https://www.FinTechCowboys.com.

Joe Beard | Co-Founder & CEO | CollateralEdge - Ridin With The FinTech Cowboys

Alex Baydin | Founder & CEO | PerformLine - Ridin With The FinTech Cowboys

Sarah Howell | SVP of Partner Programs | Infinant - Ridin with The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we
are joined by Emily Steele, President & COO at Savana.

Emily Steele has over 25 years in the banking software industry, where she has actively engaged with global thought leaders, financial services industry consultants, and technology innovators to define and deliver high-performance digital end-to-end banking technology. Most recently, she served as President of Temenos, North America, a leading global provider of banking software solutions. Now as the President and COO of Savana, Steele will be focused on three main areas of growth – GTM, customer delivery and success, and employee expansion. Her unwavering passion for continuously creating a better customer experience are in line with Savana's values.

In this episode we core technology and how to solve some of the challenges we've had from the beginning, payments hubs, embedded banking, and so much more!

To learn more about Emily, check out some of the links below:

Connect with Emily on LinkedIn: https://www.linkedin.com/in/emily-steele-ba64313
Savana: https://www.savanainc.com/

For more video interviews with other thought-leaders in the banking space from the Fintech Cowboys, visit us at https://www.FinTechCowboys.com.

Emily Steele | President & COO | Savana - Ridin with The FinTech Cowboys

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we
are joined by Bill Briggs, CEO at The BaaS Association.

Bill come with over two decades of leadership at the intersection of financial services issues, technology, and public policy. He served as the Acting Associate Administrator, Office of Capital Access (AAA/OCA) at the U.S. Small Business Administration (SBA) and oversaw all aspects of the historic Paycheck Protection Program (PPP) which helped millions of small businesses during the COVID-19 pandemic. Prior to serving with SBA, Bill has been involved in some of the most consequential financial services policy issues, having directed public policy advocacy efforts in over 30 states.

In this episode we cover Banking-as-a-Service as a whole and everything you need to know about The BaaS Association.

To learn more about Bill, check out some of the links below:

Connect with Bill on LinkedIn: https://www.linkedin.com/in/bbriggs/
Learn more about Bill: https://www.bbadvisory.net

For more video interviews with other thought-leaders in the banking space from the Fintech Cowboys, visit us at https://www.FinTechCowboys.com.

Bill Briggs | CEO | The BaaS Association - Ridin with The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we
are joined by John Symcox, Chief Innovation Officer at First Fidelity Bank.

John Symcox is a 4th generation banker from the Symcox family. His current role at FFB is to work with established partners to start-ups; next-gen technologist, FinTech, InsurTech, RegTech, Investment Management Tech and other non-financial tech companies to find the best ideas for solving customer problems in finance and life management. His background comes with a deep understanding in the wealth management space at First Fidelity Financial Group.

In this episode we take a deep dive on wealth management services and cryptocurrency.

To learn more about John, check out some of the links below:

Connect with John on LinkedIn: https://www.linkedin.com/in/johnsymcox/
First Fidelity Bank: https://www.ffb.com/

For more video interviews with other thought-leaders in the banking space from the Fintech Cowboys, visit us at https://www.FinTechCowboys.com.

John Symcox | Chief Innovation Officer | First Fidelity Bank - Ridin with The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we
are joined by Sheree Thornsberry, Payments and Financial Services Practice Lead at The ROIG Group.

Sheree Thornsberry co-leads the Financial Services Practice at The ROIG Group. Sheree is an accomplished executive with over 25 years of leadership experience in the Payments business. Previously, she was the Executive Vice President and Head of Payments for MetaBank where she led prepaid, debit, acquiring, correspondent and ATM. In addition to significantly growing the Payments business at MetaBank during her tenure, Sheree also led Enterprise Marketing, Human Resources, as well as Consumer Lending and Tax. Prior to MetaBank, Sheree was the General Manager of Hawk Incentives at Blackhawk Network where she as responsible for leading over 600 employees.

In this episode we cover questions like are fintechs the new de novos? What will the future of banks look like - backoffice/complaince-as-a-service for fintechs? or compete on the retail fight? You'll also hear insightful topics around banks/fintechs focusing on what they do best, the value chain, lifestyle brands, key things to look at when entering new spaces.

To learn more about Sheree, check out some of the links below:

Connect with Sheree on LinkedIn: https://www.linkedin.com/in/sheree-thornsberry-a20bb023/
The ROIG Group: https://www.theroiggroup.com/

For more video interviews with other thought-leaders in the banking space from the Fintech Cowboys, visit us at https://www.FinTechCowboys.com.

Sheree Thornsberry | Payments and Financial Services Practice Lead | The ROIG Group

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we
are joined by Cal Roberson, Director of Strategic Partnerships & Brad Giddens, Director of Sales at CalTech.

Cal has over 25 years experience in technology support. Currently he is responsible for onboarding new customers and new technicians to create strong customer relationships. Cal also spearheaded the creation of the first branch office for CalTech and continue to run that office today.

Brad has been working with financial institutions for over 16 years in payments and Cybersecurity. He helps community bankers better utilize technology and keep their bank secure.

In this episode we cover cybersecurity, IT, security threats to banks, trends in bank cyber attacks, the power in working with a trusted provider, security in Cores, and technology advances and how that impacts security at the bank.

To learn more about Cal & Brad, check out some of the links below:

Connect with Cal on LinkedIn: https://www.linkedin.com/in/cal-roberson-7307489/
Connect with Brad on LinkedIn: https://www.linkedin.com/in/bradgiddens/
CalTech: https://www.caltech.com/

For more video interviews with other thought-leaders in the banking space from the Fintech Cowboys, visit us at https://www.FinTechCowboys.com.

Cal Roberson & Brad Giddens | CalTech - Ridin with The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we
are joined by Ryan James President & CEO of Surety Bank. Ryan brings his enthusiasm in his role as the host of The Paper Podcast. There, he covers topics such as the future of money, Defi, FinTech, Compliance, Fraud. At Surety Bank, Ryan focuses on banking underserved industries such as money service businesses (MSBs), the cannabis industry and the cryptocurrency industry. Ryan currently holds a seat on the board of directors for the Florida Banker’s Association and is a founding member of the Cryptocurrency Compliance Cooperative.

Ryan, expert on anti-money laundering, cannabis, crypto, money service businesses, etc. and in our conversations we cover: BSA/ALM, being a new CEO during a financial crisis & how that breeds innovation, BaaS, affinity groups in fintechs & lifestyle brands, and so much more!

To learn more about Ryan, check out some of the links below:

Connect with Ryan on LinkedIn: https://www.linkedin.com/in/ryan-james-9b088465/
Surety Bank: https://www.mysuretybank.com/
The Paper Podcast: https://podcasts.apple.com/us/podcast/the-paper-podcast/id1618943702
Ryan James: ryangjames.com/paper

For more video interviews with other thought-leaders in the banking space from the Fintech Cowboys, visit us at https://www.FinTechCowboys.com.

Ryan James | President & CEO | Surety Bank - Ridin with The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we
are joined by Wendell Bontrager, President & Co-Founder of Sonata Bank. With three decades of banking experience, he specializes in developing high-performance teams, developing and implementing organic growth initiatives, and has led organizations ranging from a de novo bank to a multi-state bank with $4 billion in assets. His extensive experience includes strategic revenue initiatives for privately held businesses in the payment technology industry, managing turnarounds and restructuring, and merger integrations, leading seven acquisitions in two years.

In our conversations we cover the franchising model in for the bank and serving banking needs for franchises AND, of course, new ways to make money through partnering with fintechs.

To learn more about Wendell, check out some of the links below:

Connect with Wendell on LinkedIn: https://www.linkedin.com/in/wbontrager/
Sonata Bank: https://www.sonatabank.com/

For more video interviews with other thought-leaders in the banking space from the Fintech Cowboys, visit us at https://www.FinTechCowboys.com.

Wendell Bontrager | President & Co-Founder | Sonata Bank- Ridin with The FinTech Cowboys

Tim Heilman | EVP, Chief Brand & Innovation Officer | Choice Bank - Ridin with The FinTech Cowboys

FinTech | Banking | Data

On this episode of the Fintech Cowboys powered by FedFis Data (https://www.fedfis.com), we are lucky to have two guests join us. You'll get to know Ronny Chapman, Senior Vice President, Fintech Solutions and Chris Appie, President, Compliance Systems with CUNA Mutual Group.

To learn more about Chris & Ronny, check out some of the links below:

Connect with Chris on LinkedIn: https://www.linkedin.com/in/chrisappie/
Connect with Ronny on LinkedIn:: https://www.linkedin.com/in/ronnychapman/
CUNA Mutual: https://www.cunamutual.com/

For more video interviews with other thought-leaders in the banking space from the FinTech Cowboys, visit us at https://www.FinTechCowboys.com.

Ronny Chapman & Chris Appie | CUNA Mutual Group - Ridin with The FinTech Cowboys

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